Blogs

Hope for new data bill to transform archaic homebuying experience

There is a growing need to transform the UK’s deplorable and archaic home buying...

Escaping to Europe for the expat life

As the days get a little bit colder and we start to turn up...

A new solution is needed for finding and nurturing broker talent

It’s certainly no secret that there is a real shortage of brokers in the...

Remember, remember the 28th of July

If you have read the headline then I think it is fair to say...

It has probably never been tougher

Being a mortgage adviser in 2024 is probably the hardest it has ever been....

UK mortgage market remains one of the most advanced in the world as change drives innovation

As Chancellor Reeves focuses on her ambitions to “return to economic stability” and create...

HM Land Reg fee hikes causing market disturbance

There’s a fee hike coming shortly for key conveyancing documents at HM Land Registry,...

Older borrowers won’t all be served by a mainstream-only approach

When it comes to the mortgage borrowing public in the UK, the numbers tend...

Alleviating ‘the loneliness of the long-distance adviser’

In today’s increasingly digital and remote-working world, many advisers might find themselves working at...

Consumer Duty: helping brokers understand and identify vulnerability

This summer marked the first anniversary of the new Consumer Duty rules and the...

Landlords should act now on energy efficiency

2030 of course seems like a very long time in the future. By then,...

Plan ahead with a Buy for University mortgage

The recently appointed Labour government has announced that it is set to impose a...

Strengthening remortgage market should be taken advantage of

After a fairly lengthy period where the significant mode of refinancing appeared to be...

A broker’s role in reigniting the buzz of buying

Over the last few years, first time buyers (FTBs) have faced several significant obstacles...
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COMMENT

Commonhold and Leasehold Reform

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold and Leasehold Reform

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...
Protection

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...
criteria

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...
Buy-to-let

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES