banks

Market reaches 90% coverage under Financial Abuse Code

UK Finance has confirmed that almost 90% of the UK’s mortgage market is now...

Barclays steps up broker investment as mortgage volumes shift to intermediaries

Barclays is deepening its commitment to mortgage brokers as it accelerates its push for...

MPs warn UK regulators are lagging on AI risks in finance

Britain’s financial regulators are failing to keep pace with the risks posed by artificial...

Barclays targets mortgage growth as it pivots to retail banking

Barclays is stepping up its focus on the UK mortgage market as part of...

Gen Z driving homeownership demand as deposits shrink

Confidence in the UK housing market is improving with Gen Z buyers driving demand...

Virgin Money cuts selected fixed mortgage rates

Virgin Money has announced a series of reductions across selected residential, buy-to-let and product...

LHV Bank unveils new head of marketing

LHV Bank has appointed Sally Rushton as head of marketing, tasking her with leading...

Credit supply eases as mortgage margins narrow

Banks loosened the flow of credit to households at the end of last year...

HSBC trims mortgage rates across first-time buyer and home mover ranges

HSBC UK has reduced rates across a wide range of residential mortgage products, with...

Louisa Sedgwick on Paragon and the future of buy-to-let

Three decades into a career she never really planned, Louisa Sedgwick sits at the...

Atom bank commercial mortgage book passes £1bn milestone

Atom bank has passed £1bn of commercial mortgages held on its balance sheet, underlining...

CHL Mortgages rolls out free valuation HMO and MUFB range as buy-to-let rates ease

CHL Mortgages has launched a new set of limited-edition buy-to-let products offering free valuations...

Metro Bank lifts income multiples across residential mortgage range

Metro Bank has enhanced affordability across its residential mortgage range, increasing income multiples for...

Bank of Ireland for Intermediaries raises income multiples across bespoke mortgages

Bank of Ireland for Intermediaries has increased the maximum loan-to-income available across its Bespoke...

COMMENT

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

A week of progress and reassurance

The past week has brought further reassurance for borrowers. With the Bank of England holding the base rate as expected and inflation remaining steady...

Latest news

Clydesdale to withdraw from new mortgage lending market

Clydesdale has confirmed it will no longer offer new mortgage lending, marking the end...

Sort Group podcast sees industry figures joining conveyancing debate

Sort Group says its new podcast series is attracting strong interest from across the...

New first-time buyer ISA proposed as replacement for Lifetime ISA

The government has launched a consultation on a new First Time Buyer ISA, which...

AR market consolidates as revenues rise despite fewer principal firms

The UK's appointed representative market is becoming more concentrated, with fewer principal firms overseeing...

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