Analysis

Average mortgage LTV drops to 59% as housing equity swells by £677bn

The average loan-to-value ratio on mortgaged properties across the UK now stands at 59%,...

Academics warn housing shortage is entrenching poverty as affordability pressures mount

A shortage of social and affordable housing is trapping lower income families in poverty...

North West leads HMO market share as yields edge below 10%

The North West has the highest proportion of HMOs in the UK at 17.9%,...

Over 1,200 first-time buyers paid £10k in stamp duty despite relief

Newly released HMRC data shows thousands of first-time buyers are still paying substantial stamp...

Equity release growth remains a fraction of its potential, Air argues

The equity release market is capturing only a small share of later life lending...

Autonomous AI is waiting for us

The UK rightly prides itself on having one of the most respected financial services...

INDUSTRY REACTION: Equity release lending rises 11% in 2025

The equity release market recorded its strongest annual growth in recent years, with total...

MorganAsh unveils gap analysis to benchmark firms against vulnerability standards

MorganAsh has launched a new gap analysis service designed to help financial services firms...

Calmer housing market emerges, but tax drag still weighs on first-time buyers

A period of stabilisation is taking shape in the housing market as mortgage rates...

Prime London ended 2025 with rents lower for first time in four years

The prime London housing market closed 2025 with rising supply, weaker demand and falling...

Remortgage instructions rise as Budget uncertainty fades, conveybuddy data shows

Conveyancing distributor conveybuddy has released its Q4 2025 statistics, showing a shift in activity...

Most homeowners rule out downsizing as a retirement strategy

Fewer than one in five people expect to move to a smaller home in...

Rental yields edge higher as regional gap narrows, Fleet data shows

Average rental yields increased on both a quarterly and annual basis in the final...

December slowdown masks steadier footing for mortgage market heading into 2026

Mortgage activity eased sharply in December as the year-end lull set in, but annual...
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COMMENT

Comment

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

Five things brokers across the country are telling me right now

The thing I’ve always enjoyed most about working in the specialist mortgage market is the people. I’m lucky that a big part of my job...

Latest news

News

Virgin Money raises selected mortgage rates by up to 75bps

Virgin Money is increasing selected purchase, remortgage, buy-to-let and product transfer rates from Thursday...
News

Property sector must embrace long-term reform to withstand global shocks, says OPDA

The Open Property Data Association (OPDA) has called on the government to adopt a...
News

Rent rises hold steady as UK house price growth slows

Private rents across the UK rose at the same annual rate in February, while...
results

Movera reports rise in completions as expansion gathers pace

Home moving group Movera has reported a sharp increase in activity across its conveyancing...

PROFILES