Alps has introduced an updated Landlord Legal Expenses and Rent Protection product designed to support private sector landlords as the regulatory landscape shifts under the forthcoming Renters’ Rights Act.

The managing general agent said the revised policy has been developed to help landlords manage potential legal costs, tenant disputes and rent arrears as changes to eviction rules come into force.

From 1 May 2026, Section 21 “no-fault” evictions will be abolished, with tenants expected to gain stronger rights and protections. Alps said the change is likely to create a more complex legal environment for landlords dealing with breaches of tenancy agreements or disputes over rent.

The enhanced product provides cover for legal costs, expenses and unpaid rent arising from tenant disputes. It can be taken out as a standalone policy or added to an existing landlord home insurance policy.

The cover includes protection of up to £50,000 for legal action relating to breaches of tenancy agreements, eviction proceedings and rent arrears, as well as claims to recover costs incurred from tenant damage.

Landlords are also covered for legal action relating to nuisance or trespass claims, as well as proceedings to evict squatters or former tenants.

The policy also includes up to £50,000 to defend civil and criminal prosecutions brought against landlords.

Additional support includes up to £1,000 in court attendance expenses and access to a 24/7 claims notification helpline.

PET PROTECTION

The launch follows the recent introduction of Alps’ Pet Damage Protection product, which was developed in response to the evolving regulatory framework around tenants requesting permission to keep pets in rented accommodation.

Michelle O’Reilly, managing director at Alps, said: “As reforms under the Renters’ Rights Act reshape the private rented sector, landlords will face more complex and potentially longer dispute processes.

“Our enhanced Landlord Legal Expenses and Rent Protection product is designed to provide the specialist legal support and financial protection landlords need, while introducing more flexible pricing options that ensure cover remains accessible and aligned to rental values.”