affordability

Budget’s £2m property levy prompts valuation warning

High-value homeowners are being urged not to attempt artificial reductions to their property valuations...

2-year mortgage fixes dominate as borrowers bet on falling rates

Nearly half of mortgage customers were searching for 2-year fixed-rate deals last month as...

New Bucks’ expat buy-to-let launch and rate reductions

Buckinghamshire Building Society has announced rate reductions on selected Everyday Residential and Skilled Worker...

The Yorkshire and Accord remove income threshold for higher LTI loans

Yorkshire Building Society has scrapped its minimum income requirement for first-time buyers seeking loans...

The Skipton broadens new build mortgage range as demand shifts

Skipton Building Society has expanded its mortgage range for new build buyers, offering 95%...

Public backs Mansion Tax but doubts its impact

Most homeowners support the Government’s new Mansion Tax but remain sceptical about how it...

Newcastle for Intermediaries cuts rates across Enhanced Plus

Newcastle for Intermediaries has reduced rates by up to 0.20% across its Enhanced Plus...

Cumberland cuts rates on core holiday let products

Cumberland Building Society has reduced rates by 0.20% on its core holiday let range...

Family Building Society expands borrowing capacity with revised affordability model

Family Building Society has increased borrowing power for owner occupier mortgages by up to...

AMI Protection Viewpoint 2025: Reigniting the protection journey

Making protection relevant and keeping customers engaged is a vital part of the advice...

Mortgage demand softens as households shift to savings

Mortgage borrowing slowed in October as UK households retrenched and businesses sharply cut back...

Property deals edge higher but non-residential market still lagging

UK property transactions picked up in October, with residential activity reaching its strongest level...

Shawbrook increases loan-to-income ratio to 5.5x across TML and Bluestone

Shawbrook has increased its maximum loan-to-income ratio from 4.5x to 5.5x income, extending the...

Southern house prices slip as tax fears hit demand

House prices have fallen year-on-year across southern England for the first time in 18...

COMMENT

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

Five things brokers across the country are telling me right now

The thing I’ve always enjoyed most about working in the specialist mortgage market is the people. I’m lucky that a big part of my job...

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions and Savings Symposium and dropped a line that deserves more...

Technology’s biggest challenge is not the one you think

There is a version of the mortgage technology story that gets told at conferences and in trade press with some regularity. It involves platforms, disruption...

Latest news

Property sector must embrace long-term reform to withstand global shocks, says OPDA

The Open Property Data Association (OPDA) has called on the government to adopt a...

Rent rises hold steady as UK house price growth slows

Private rents across the UK rose at the same annual rate in February, while...

Movera reports rise in completions as expansion gathers pace

Home moving group Movera has reported a sharp increase in activity across its conveyancing...

NatWest begins digital mortgage completions with PEXA rollout

NatWest is now actively transacting on PEXA’s digital property platform, marking a key step...

PROFILES