affordability

Mortgage & rental spending rises as consumer confidence holds steady

Mortgage and rental spending increased 2.0% year-on-year in January, up from 1.8% in December,...

First-time buyer mortgage costs rise 7.3% as affordability tightens

First-time buyers are facing increasing challenges in the housing market, with mortgage costs up...

Softening in house price growth

Nationwide has reported that the annual rate of house price growth slowed to 4.1%...

Salary gains not being translated into larger deposits

Twenty7Tec has revealed that over the past few years, while salaries have increased, the...

Housing affordability still stretched despite recent wage growth

Housing affordability remains stretched by historic standards despite recent earnings growth marginally outpacing house...

Stonebridge reports further improvement in mortgage affordability

November saw mortgage affordability improve for the second consecutive month, according to new analysis...

Halifax to use a property’s EPC rating in its affordability calculations

Halifax will be using a property’s Energy Performance Certificate (EPC) rating in its affordability...

Newcastle for Intermediaries provides new products to improve affordability

Newcastle for Intermediaries has unveiled a new range of products to help those looking...

Borrowers not yet benefitting from lower costs

Borrowers are spending over two-fifths of their salary on mortgage repayments, according to new...

United Trust Bank expands asset finance team in Scotland

United Trust Bank (UTB) has appointed Eleanor Russell-Blackburn as a business development manager to...

Equifax UK’s new lender solution promises better affordability assessments

Equifax UK has launched Affordability 360, a new solution for lenders. It mixes bureau insights...

E.surv records first monthly house price rise for six months

E.surv has reported that the average sale price of a home in England and...

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URGENT! AI Is coming for you. Or maybe not…

I’ll try to make this as straight to the point as I can. The way that your prospective customers find you via online search...

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Navigating HMO and MUFB complexity with confidence

Historically, larger Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs) have often been avoided due to their complex layouts, individual planning requirements,...

Why we shouldn’t wait for the FCA to act on later life lending

It might feel odd to be talking about a new year, when we’re barely half-way through this one, but the recent FCA Discussion Paper...

A walk on the supply side

The UK government’s stated goal to build 1.5 million homes during the current parliamentary term underlines a strong political focus on addressing the housing...

Latest news

West One eases buy-to-let lending criteria

Specialist lender West One Loans has widened its buy-to-let criteria to support a broader...

Just Mortgages gains access to Gen H’s New Build Boost

Just Mortgages’ specialist new build division has secured access to the New Build Boost...

Midlands market towns offer best value for first-time buyers

First-time buyers are getting more market town for their money in the Midlands, with...

LendInvest extends internship programme

LendInvest has announced a significant expansion of its Mortgage Internship Programme for 2025, extending...