affordability

Concerns as UK household spending rises again

UK households increased their weekly spending to an average of £623.30 in the year...

First-time buyers put at the heart of Treasury mortgage talks

The government will urge lenders to put first-time buyers at the top of their...

Gen H cuts high LTV mortgage rates

Gen H has reduced rates across its 85% and 90% loan-to-value (LTV) mortgage ranges,...

Younger buyers downgrade homeownership dream as costs soar

New research from Yopa has highlighted a generational shift in attitudes towards homeownership with...

Rents hit new record as landlords brace for fresh regulation

The average advertised rent across Great Britain rose to a record £1,577 a month...

Pepper Money urges reform of shared ownership scheme

Specialist lender Pepper Money has presented a white paper to Downing Street calling for...

Lifetime ISA under fire as HMRC research reveals flaws for first-time buyers

Fresh research by HM Revenue & Customs has cast renewed doubt on the effectiveness...

Mortgage burden reaches highest level since 2008 crisis

Monthly mortgage repayments are consuming a greater share of earnings than at any time...

Affordability pressures reshape homebuyer search patterns

Affordability constraints are reshaping how Britons search for their next home according to new...

UK Finance reports June mortgage lending recovery

Mortgage lending staged a rebound in June after a subdued start to the second...

Parents turn to property market to support students

Parents are increasingly buying properties near universities to house their children as the cost...

Parents Overstretch Finances in Scramble for School Catchment Homes

Almost half of parents are sacrificing their ideal home and in many cases overstretching...

Sesame adds April Mortgages to panel

Sesame has added April Mortgages to its lender panel, giving its appointed representatives access...

Together partners with Mortgage Broker Tools to expand specialist lending reach

Specialist lender Together has joined forces with Mortgage Broker Tools (MBT) with the aim...

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COMMENT

Collaboration, not quick fixes, must drive the next phase of reform

As we edge closer to the autumn Budget, the housing market finds itself in a familiar state of anticipation and uncertainty. Inflation remains stubbornly high,...

Goodbye Piccadilly; farewell Leicester Square!

It is indeed a long way to Tipperary, even longer if you take one of those dodgy rickshaws that proliferate the London’s West End....

Navigating the end of ‘Covid mortgages’: strategic insights for brokers

This year marks a significant turning point in the UK mortgage market as many homeowners reach the end of their covid mortgage, where many...

Why limited company lending is now the real buy-to-let mainstream

It’s funny how quickly the market changes its rhythm. Not long ago, limited company buy-to-let felt like a specialist niche, the preserve of portfolio...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when it takes a snapshot of the economy to inform its...

Latest news

Brokers urge 0.25% rate cut to revive housing market

Most mortgage brokers believe a small cut to the Bank of England’s Base Rate...

The Mortgage Works leads limited company BTL market as new leaderboard goes public

The Mortgage Works has been named the UK’s leading lender for limited company buy-to-let...

Residential transactions rise again ahead of Budget

UK property transaction figures for September suggest that market activity continues to recover, with...

CHL Mortgages to host post-Budget analysis webinar for brokers

Brokers seeking clarity on the government’s Autumn Budget will have the chance to hear...

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