affordability

The Leeds eases affordability rules

Leeds Building Society is reducing the stress rates it applies when assessing mortgage affordability,...

FCA signals appetite for mortgage rule reform

The Financial Conduct Authority (FCA) is exploring further reforms to mortgage regulation as it...

Property transactions are slower than ever – why?

While much of the financial services sector is becoming faster and more automated, the...

Gen H unveils interest-only strategy to tackle affordability gap

Gen H is launching the first phase of a three-part interest-only mortgage proposition today,...

Gen H lowers New Build Boost rate to 5.95%

Gen H has announced a rate reduction on its New Build Boost mortgage product,...

Sellers cut prices as property market enters price-sensitive summer phase

Home sellers have reduced asking prices this month, signalling a shift in strategy as...

Newcastle for Intermediaries reduces residential stress rate

Newcastle for Intermediaries has improved affordability options by reducing its residential stress rate for...

Soaring house prices put childhood towns beyond reach for many Brits

The dream of returning to one’s childhood hometown is slipping out of reach for...

Skipton tweaks affordability criteria and renews call for BoE to lift LTI cap

Skipton Group has renewed its call for reform of the Bank of England’s mortgage...

Clydesdale Bank relaxes buy-to-let affordability criteria

Clydesdale Bank has made a series of changes to its buy-to-let affordability assessment, allowing...

Clydesdale Bank and Virgin Money ease stress rate to boost affordability

Clydesdale Bank and Virgin Money have announced a key change to their affordability assessments...

Precise cuts rates and boosts appeal for first-time buyers

Specialist lender Precise, part of the OSB Group, has announced a comprehensive refresh of...

Mortgage brokers report near-record confidence as market rebounds

Confidence among UK mortgage intermediaries has rebounded to near-record highs, according to the latest...

Investec cuts mortgage stress rates to boost HNW borrowing capacity

High-net-worth individuals will be able to borrow significantly more from Investec Bank following a...
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COMMENT

Comment

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

Five things brokers across the country are telling me right now

The thing I’ve always enjoyed most about working in the specialist mortgage market is the people. I’m lucky that a big part of my job...

The FCA has made the case for holistic mortgage advice

Last Thursday, the head of the FCA stood up at the JP Morgan Pensions and Savings Symposium and dropped a line that deserves more...

Technology’s biggest challenge is not the one you think

There is a version of the mortgage technology story that gets told at conferences and in trade press with some regularity. It involves platforms, disruption...

Latest news

News

Property sector must embrace long-term reform to withstand global shocks, says OPDA

The Open Property Data Association (OPDA) has called on the government to adopt a...
News

Rent rises hold steady as UK house price growth slows

Private rents across the UK rose at the same annual rate in February, while...
results

Movera reports rise in completions as expansion gathers pace

Home moving group Movera has reported a sharp increase in activity across its conveyancing...
Technology

NatWest begins digital mortgage completions with PEXA rollout

NatWest is now actively transacting on PEXA’s digital property platform, marking a key step...

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