affordability

Housing affordability returns to pre-pandemic levels

Housing affordability in England and Wales has returned to levels last seen before the...

Loughborough BS unveils Universal Credit Calculator

Loughborough Building Society has launched its Universal Credit Calculator to help brokers assess affordability...

Mortgage affordability continues to weaken

January saw a weakening in mortgage affordability weakened for the second month in a...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

Zoopla calls for softer stress tests to unlock homeownership for renters

Loosening lending rules with mortgage stress testing rates closer to 6-7% would help more...

FCA outlines steps to improve access to mortgages

The Financial Conduct Authority (FCA) has outlined measures to improve access to mortgages, reminding...

Marsden BS extends residential mortgage criteria

Marsden Building Society has unveiled significant additions to its residential mortgage criteria, now catering...

Loughborough BS extends 5.5x income to 95% LTV

Loughborough Building Society has increased the loan to value (LTV) on its 5.5x income...

Mortgage & rental spending rises as consumer confidence holds steady

Mortgage and rental spending increased 2.0% year-on-year in January, up from 1.8% in December,...

First-time buyer mortgage costs rise 7.3% as affordability tightens

First-time buyers are facing increasing challenges in the housing market, with mortgage costs up...

Softening in house price growth

Nationwide has reported that the annual rate of house price growth slowed to 4.1%...

Salary gains not being translated into larger deposits

Twenty7Tec has revealed that over the past few years, while salaries have increased, the...

Housing affordability still stretched despite recent wage growth

Housing affordability remains stretched by historic standards despite recent earnings growth marginally outpacing house...

Stonebridge reports further improvement in mortgage affordability

November saw mortgage affordability improve for the second consecutive month, according to new analysis...
1...222324Page 23 of 24

COMMENT

Comment

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a bid to speed up the property transaction process, cut costs...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In a market shaped by fluctuating rates, evolving regulation and increasing...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and, according to Hamptons, millennials (born between 1981 and 1996) are...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what: for the sake of another thought-provoking, rib-jabbing article, let's pretend...

Latest news

Energy efficiency

Refurbishment bill to lift England’s rental homes to EPC C put at £19.9bn

Landlords across England face a refurbishment bill of almost £20bn to bring private rented...
Later Life

Intergenerational gifting reaches record level among equity release customers

More retirees are using equity release to support family members and fund improvements that...
News

TPFG posts record year as financial services arm drives mortgage growth

The Property Franchise Group has reported a record year for FY25, with its Financial...
Homebuying

Property transactions stretch to 123 days

Property transactions in England and Wales are taking an average of 123 days from...

PROFILES

OPUS FIRST MEDIA

71-75 Shelton Street Covent Garden London WC2H 9JQ
Tel: 020​ ​855 ​6717
Company no: 15781688

SOCIAL MEDIA

OUR TITLES

BRIDGING SOUP
MORTGAGE SOUP
PROPERTY SOUP

LINKS

ABOUT
CONTACT
ADVERTISE
TERMS & CONDITIONS
PRIVACY POLICY