affordability

Barclays offers zero deposit mortgage for Right to Buy applicants

Barclays will no longer require a deposit from borrowers purchasing a home under the...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return...

Santander cuts affordability rates following FCA guidance

Santander UK has become the first major lender to reduce its residential mortgage affordability...

Four out of 10 first-time buyers face stamp duty bill

Thousands of first-time buyers in England will face higher upfront costs when purchasing a...

Housing affordability returns to pre-pandemic levels

Housing affordability in England and Wales has returned to levels last seen before the...

Loughborough BS unveils Universal Credit Calculator

Loughborough Building Society has launched its Universal Credit Calculator to help brokers assess affordability...

Mortgage affordability continues to weaken

January saw a weakening in mortgage affordability weakened for the second month in a...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

Zoopla calls for softer stress tests to unlock homeownership for renters

Loosening lending rules with mortgage stress testing rates closer to 6-7% would help more...

FCA outlines steps to improve access to mortgages

The Financial Conduct Authority (FCA) has outlined measures to improve access to mortgages, reminding...

Marsden BS extends residential mortgage criteria

Marsden Building Society has unveiled significant additions to its residential mortgage criteria, now catering...

Loughborough BS extends 5.5x income to 95% LTV

Loughborough Building Society has increased the loan to value (LTV) on its 5.5x income...

Mortgage & rental spending rises as consumer confidence holds steady

Mortgage and rental spending increased 2.0% year-on-year in January, up from 1.8% in December,...

First-time buyer mortgage costs rise 7.3% as affordability tightens

First-time buyers are facing increasing challenges in the housing market, with mortgage costs up...

COMMENT

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment is rising, job moves have slowed, and many employers are...

Ignore the Gen Z worker stereotypes – the future is bright

The office fridge. Full of 12 types of milk, none derived from cows, and four on the work top, at room temperature. As for...

Reframe Cancer 2026 trends: prevention to take centre stage

This year is already shaping up to be one when prevention is taking centre stage. The Government recently announced the expansion of its WorkWell...

The mortgage protection gap advisers can’t ignore

The Financial Conduct Authority’s (FCA) consumer research findings published late last year, offered an insight into what the protection industry can expect from the...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

Latest news

The Coventry cuts selected intermediary residential fixed rates

Coventry for intermediaries has reduced a number of residential fixed-rate products for new and...

Mortgage Advice Bureau completes acquisition of Dashly

Mortgage Advice Bureau (MAB) has completed the acquisition of technology and data company Dashly,...

The Buckinghamshire lowers rates across key ranges

Buckinghamshire Building Society has cut rates across a wide spread of residential and buy-to-let...

FCA finds protection market delivering good outcomes, says TPFG

The Property Franchise Group PLC (TPFG) has responded to the publication of the Financial...

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