affordability

Bridge Help bolsters business development team

Bridge Help has expanded its business development team with the appointment of Daisy Wilson,...

Accord eases affordability checks to offer bigger mortgages

Accord Mortgages has overhauled its affordability assessment model, allowing it to lend up to...

Affordability shifts poised to reignite mortgage market

House price growth is losing momentum as buyer demand eases and the number of...

MBT hits milestone of two million affordability searches

Mortgage Broker Tools (MBT) has surpassed two million affordability searches on its platform, achieving...

Coventry BS moves into limited company buy-to-let arena

Coventry for intermediaries has launched its first ever range of limited company buy-to-let mortgages. The...

Major lenders raise mortgage limits as stress test changes take effect

Four of the UK’s largest mortgage lenders have announced changes to their affordability criteria...

One in four London homeowners plan to downsize, says Suffolk Building Society

A growing number of homeowners are planning to downsize, according to new research from...

Call for ‘truthful rethink’ on housing affordability as experts criticise outdated metrics

A leading housing expert has criticised the industry’s approach to affordability, warning that outdated...

UTB cuts mortgage rates and raises LTI cap to 6x income

United Trust Bank (UTB) has reduced rates across its entire residential mortgage product range...

Nationwide lowers income threshold for Helping Hand

Nationwide Building Society has reduced the minimum income requirement for sole applicants using its...

Barclays offers zero deposit mortgage for Right to Buy applicants

Barclays will no longer require a deposit from borrowers purchasing a home under the...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return...

Santander cuts affordability rates following FCA guidance

Santander UK has become the first major lender to reduce its residential mortgage affordability...

Four out of 10 first-time buyers face stamp duty bill

Thousands of first-time buyers in England will face higher upfront costs when purchasing a...

COMMENT

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a bid to speed up the property transaction process, cut costs...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In a market shaped by fluctuating rates, evolving regulation and increasing...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and, according to Hamptons, millennials (born between 1981 and 1996) are...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what: for the sake of another thought-provoking, rib-jabbing article, let's pretend...

Latest news

Refurbishment bill to lift England’s rental homes to EPC C put at £19.9bn

Landlords across England face a refurbishment bill of almost £20bn to bring private rented...

Intergenerational gifting reaches record level among equity release customers

More retirees are using equity release to support family members and fund improvements that...

TPFG posts record year as financial services arm drives mortgage growth

The Property Franchise Group has reported a record year for FY25, with its Financial...

Property transactions stretch to 123 days

Property transactions in England and Wales are taking an average of 123 days from...

PROFILES