affordability

OMS and Monument Technology join forces to deliver integrated lending platform

One Mortgage System (OMS) has partnered with Monument Technology in a move designed to...

SM Advice launches BSL-translated social media service to tackle financial exclusion among the deaf community

SM Advice, a specialist social media management firm for financial services professionals, has launched...

HSBC narrows product switch window in phased move

HSBC has confirmed it is continuing with its phased reduction to the product switch...

Housing affordability crisis deepens for FTBs as stamp duty changes take toll

A sharp rise in the number of first-time buyer homes now subject to stamp...

Bridge Help bolsters business development team

Bridge Help has expanded its business development team with the appointment of Daisy Wilson,...

Accord eases affordability checks to offer bigger mortgages

Accord Mortgages has overhauled its affordability assessment model, allowing it to lend up to...

Affordability shifts poised to reignite mortgage market

House price growth is losing momentum as buyer demand eases and the number of...

MBT hits milestone of two million affordability searches

Mortgage Broker Tools (MBT) has surpassed two million affordability searches on its platform, achieving...

Coventry BS moves into limited company buy-to-let arena

Coventry for intermediaries has launched its first ever range of limited company buy-to-let mortgages. The...

Major lenders raise mortgage limits as stress test changes take effect

Four of the UK’s largest mortgage lenders have announced changes to their affordability criteria...

One in four London homeowners plan to downsize, says Suffolk Building Society

A growing number of homeowners are planning to downsize, according to new research from...

Call for ‘truthful rethink’ on housing affordability as experts criticise outdated metrics

A leading housing expert has criticised the industry’s approach to affordability, warning that outdated...

UTB cuts mortgage rates and raises LTI cap to 6x income

United Trust Bank (UTB) has reduced rates across its entire residential mortgage product range...

Nationwide lowers income threshold for Helping Hand

Nationwide Building Society has reduced the minimum income requirement for sole applicants using its...

COMMENT

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment is rising, job moves have slowed, and many employers are...

Ignore the Gen Z worker stereotypes – the future is bright

The office fridge. Full of 12 types of milk, none derived from cows, and four on the work top, at room temperature. As for...

Reframe Cancer 2026 trends: prevention to take centre stage

This year is already shaping up to be one when prevention is taking centre stage. The Government recently announced the expansion of its WorkWell...

The mortgage protection gap advisers can’t ignore

The Financial Conduct Authority’s (FCA) consumer research findings published late last year, offered an insight into what the protection industry can expect from the...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

Latest news

The Coventry cuts selected intermediary residential fixed rates

Coventry for intermediaries has reduced a number of residential fixed-rate products for new and...

Mortgage Advice Bureau completes acquisition of Dashly

Mortgage Advice Bureau (MAB) has completed the acquisition of technology and data company Dashly,...

The Buckinghamshire lowers rates across key ranges

Buckinghamshire Building Society has cut rates across a wide spread of residential and buy-to-let...

FCA finds protection market delivering good outcomes, says TPFG

The Property Franchise Group PLC (TPFG) has responded to the publication of the Financial...

PROFILES