affordability

Accord reduces affordability stress rates

Accord Mortgages has introduced changes to its affordability assessments designed to ease pressure on...

UK house prices record second quarter of growth

UK house prices rose for a second consecutive quarter in 2025, underlining the housing...

Housing market holds firm but still falls short

The UK property market has shown signs of resilience this autumn but remains too...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when...

FCA calls on banks to ‘break the spell’ of romance scams

Banks and payment firms must do more to identify and intervene in cases of...

Roland McCormack on driving transformation in the mortgage market

The Teams window flickers into life and then Roland McCormack appears in the bottom...

Income levels now the biggest barrier to mortgage approval

More than one in four aspiring homebuyers have been denied a mortgage, with income...

Prime London property market cools as tax fears and rising stock weigh on prices

London’s prime housing market weakened further in September as rising stock levels, slower sales...

Knowledge Bank launches AffCalc to enhance affordability checks for brokers

Knowledge Bank has rolled out the full release of its new affordability assessment tool,...

Norton Home Loans widens lending access for non-standard borrowers

Norton Home Loans has introduced a package of criteria changes and rate reductions designed...

Retail spending slows as shoppers brace for Budget pressures

Retail spending growth slowed in September as households reined in discretionary purchases ahead of...

Clydesdale Bank expands 85% LTV offering and enhances interest-only policy

Clydesdale Bank has introduced a series of new residential mortgage products and policy improvements,...

Voters favour green belt protection over stamp duty cuts

Public confidence in the Government’s handling of the housing crisis has fallen sharply, with...

What the 2025 Party Conferences told us about property

Key housing and property policy developments from all four major UK political party conferences...

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COMMENT

Collaboration, not quick fixes, must drive the next phase of reform

As we edge closer to the autumn Budget, the housing market finds itself in a familiar state of anticipation and uncertainty. Inflation remains stubbornly high,...

Goodbye Piccadilly; farewell Leicester Square!

It is indeed a long way to Tipperary, even longer if you take one of those dodgy rickshaws that proliferate the London’s West End....

Navigating the end of ‘Covid mortgages’: strategic insights for brokers

This year marks a significant turning point in the UK mortgage market as many homeowners reach the end of their covid mortgage, where many...

Why limited company lending is now the real buy-to-let mainstream

It’s funny how quickly the market changes its rhythm. Not long ago, limited company buy-to-let felt like a specialist niche, the preserve of portfolio...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when it takes a snapshot of the economy to inform its...

Latest news

Residential transactions rise again ahead of Budget

UK property transaction figures for September suggest that market activity continues to recover, with...

CHL Mortgages to host post-Budget analysis webinar for brokers

Brokers seeking clarity on the government’s Autumn Budget will have the chance to hear...

InterBay cuts commercial rates by up to 0.50%

InterBay, the specialist commercial lender within OSB Group, has announced rate reductions of up...

Paragon welcomes new buy-to-let underwriter

Paragon Bank has expanded its buy-to-let underwriting function with the appointment of a mobile...

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