affordability

Gen Z driving homeownership demand as deposits shrink

Confidence in the UK housing market is improving with Gen Z buyers driving demand...

Affordability gains lift first-time buyer activity

Improving affordability helped to support a rebound in first-time buyer activity during 2025 although...

Record January price jump signals early 2026 confidence boost

UK house asking prices posted their strongest ever January rise as buyer confidence rebounded...

Mortgage activity stalls as buyers sit tight

Mortgage-led housing activity lost momentum at the end of last year as uncertainty around...

Credit supply eases as mortgage margins narrow

Banks loosened the flow of credit to households at the end of last year...

Rent growth slows as market cools after pandemic surge

Average rents across Britain rose by just over 2% in 2025, the weakest annual...

Housing confidence lifts despite weak year-end activity

The UK housing market ended 2025 on a subdued footing but confidence is rebounding...

Louisa Sedgwick on Paragon and the future of buy-to-let

Three decades into a career she never really planned, Louisa Sedgwick sits at the...

Metro Bank lifts income multiples across residential mortgage range

Metro Bank has enhanced affordability across its residential mortgage range, increasing income multiples for...

Scotland tipped to lead UK house price growth in 2026

Housing markets across Scotland and northern England are poised to deliver the strongest house...

Furness Building Society partners with Gen H to widen access to homeownership

Furness Building Society has entered into a partnership with residential mortgage lender Gen H...

London tops league for loss-making home sales

London has overtaken the North East as the region where homeowners are most likely...

Santander renews broker pledges for 2026

Santander has renewed its Broker Pledges for 2026, extending its commitments on pricing transparency,...

AffCalc adds four lenders as platform extends affordability coverage

Knowledge Bank has added four lenders to its AffCalc affordability platform, expanding the range...

COMMENT

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a bid to speed up the property transaction process, cut costs...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In a market shaped by fluctuating rates, evolving regulation and increasing...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and, according to Hamptons, millennials (born between 1981 and 1996) are...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what: for the sake of another thought-provoking, rib-jabbing article, let's pretend...

Latest news

Refurbishment bill to lift England’s rental homes to EPC C put at £19.9bn

Landlords across England face a refurbishment bill of almost £20bn to bring private rented...

Intergenerational gifting reaches record level among equity release customers

More retirees are using equity release to support family members and fund improvements that...

TPFG posts record year as financial services arm drives mortgage growth

The Property Franchise Group has reported a record year for FY25, with its Financial...

Property transactions stretch to 123 days

Property transactions in England and Wales are taking an average of 123 days from...

PROFILES