affordability

Lifetime ISA under fire as HMRC research reveals flaws for first-time buyers

Fresh research by HM Revenue & Customs has cast renewed doubt on the effectiveness...

Mortgage burden reaches highest level since 2008 crisis

Monthly mortgage repayments are consuming a greater share of earnings than at any time...

Affordability pressures reshape homebuyer search patterns

Affordability constraints are reshaping how Britons search for their next home according to new...

UK Finance reports June mortgage lending recovery

Mortgage lending staged a rebound in June after a subdued start to the second...

Parents turn to property market to support students

Parents are increasingly buying properties near universities to house their children as the cost...

Parents Overstretch Finances in Scramble for School Catchment Homes

Almost half of parents are sacrificing their ideal home and in many cases overstretching...

Sesame adds April Mortgages to panel

Sesame has added April Mortgages to its lender panel, giving its appointed representatives access...

Together partners with Mortgage Broker Tools to expand specialist lending reach

Specialist lender Together has joined forces with Mortgage Broker Tools (MBT) with the aim...

Hull and Sunderland named cheapest cities for student renters

Hull and Sunderland have been named the most affordable cities in Britain for students...

Car finance no longer weighs heavily on mortgage borrowing

Homebuyers with car loans are now able to borrow thousands more on their mortgages...

Landlords in low-yield regions face refinancing strain

Buy-to-let landlords in some of Britain’s most expensive areas are facing a fresh refinancing...

House price growth slows as affordability pressures persist

Annual house price growth eased to 2.1% in August, down from 2.4% in July,...

The Treasury is casting more floaters than a sewage farm

The problem with having a thoroughly inexperienced Chancellor and a properly ‘woodenheaded’ Prime Minister,...

Vida improves affordability for specialist borrowers

Vida Homeloans has unveiled a series of changes to its mortgage range aimed at...

Latest POLL

COMMENT

We need clearer guidance on Stamp Duty advice

Just over a week ago Angela Rayner resigned following the discovery of a Stamp Duty breach on a flat she owns in Hove. She...

AI could make obsolescence obsolete and slash global e-waste

For decades, technology has been trapped in a cycle of forced obsolescence. Each year, a new iPhone or Android release quietly renders last year’s...

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Latest news

First-time buyers favour ‘forever homes’

First-time buyers are increasingly opting for larger homes and longer mortgage terms as they...

OPDA launches upgraded framework to cut delays in transactions

The Open Property Data Association (OPDA) has unveiled version 3.5 of its Property Data...

Majority of landlords plan to hold their ground, Landbay survey shows

Buy-to-let landlords are demonstrating renewed confidence in the private rented sector, with a majority...

One third of people relying on inheritance to secure retirement income

Nearly one in three people believe they will need an inheritance to help fund...