affordability

Reeves’ reforms are a welcome boost but the housing market must modernise

Rachel Reeves’ announcement marks a clear shift in housing policy, with measures that could...

Criticism and uncertainty surround launch of Labour’s ‘Freedom to Buy’ mortgage scheme

Rachel Reeves is expected to launch Labour’s Freedom to Buy scheme tomorrow, a permanent...

Cabinet Minister refuses to rule out wealth tax ahead of Autumn Budget

A senior cabinet minister has declined to rule out the introduction of a wealth...

Wimbledon leads global Grand Slam markets on mortgage affordability gains

Wimbledon has not only retained its title as the most expensive property market among...

First-time buyers borrow more but fall behind house price rises

An in-depth analysis of mortgage affordability by Acre has revealed widening regional disparities and...

Renters could miss out on over £330k by not buying a home, new research shows

Renters in England could lose out on more than £338,000 in potential financial gains...

House prices hold firm as market activity rebounds

UK house prices remained broadly unchanged in June signalling renewed stability in the property...

Fixed mortgage rates continue to fall as lenders ease stress tests and expand product ranges

Mortgage rates in the UK have continued their gradual decline with lenders also easing...

The Rate Stuff: One year of Labour and the mortgage market

In the latest episode of The Rate Stuff, MPowered Mortgages’ flagship YouTube show, host...

Lenders expect dip in mortgage demand despite easing credit conditions

Demand for mortgages for house purchases is expected to fall over the summer months,...

Vida enhances affordability criteria and launches new BTL range

Vida Homeloans has introduced a significant overhaul to its residential affordability assessments. The change is...

Santander supports new build buyers with revised lending criteria

Santander UK has updated its affordability calculations for new build homes which should allow...

IMLA: 3.5 million still locked out of market

The number of would-be homeowners in the UK still waiting to enter the property...

The Leeds eases affordability rules

Leeds Building Society is reducing the stress rates it applies when assessing mortgage affordability,...

COMMENT

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a bid to speed up the property transaction process, cut costs...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In a market shaped by fluctuating rates, evolving regulation and increasing...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and, according to Hamptons, millennials (born between 1981 and 1996) are...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what: for the sake of another thought-provoking, rib-jabbing article, let's pretend...

Latest news

Mortgage market cools as remortgaging rebounds

UK mortgage activity steadied in December as house purchase approvals slipped but remortgaging gathered...

Paradigm promotes Richard Howes to managing director role

Paradigm Mortgage Services has promoted Richard Howes to a newly created managing director position...

Fleet Mortgages adds 65% LTV products and cuts two-year pricing

Fleet mortgages has launched a new range of 65% loan-to-value mortgage products and cut...

UK housing market steadies as tax-driven volatility fades

UK property transactions stabilised at the end of 2025, with residential sales holding firm...

PROFILES