affordability

More shock as buyers face pressure to use estate agents’ mortgage brokers

New research commissioned by Boon Brokers has revealed widespread concerns over pressure tactics used...

Gen H the latest lender to lift loan-to-income caps

Gen H has announced a series of significant changes to its loan-to-income (LTI) policy...

Borrowers take on larger mortgages as lenders ease affordability rules

Mortgage borrowers took advantage of loosened lending criteria in May, selecting significantly larger loans...

Tipton & Coseley updates affordability criteria

Tipton & Coseley Building Society has revised its affordability criteria, allowing borrowers to access...

London reclaims top spot as UK’s most attractive region for property investment

London has reclaimed its position as the UK’s leading destination for property investment, according...

FCA eases mortgage rules to boost affordability and simplify remortgaging

The Financial Conduct Authority (FCA) has unveiled a package of reforms designed to streamline...

Lending into retirement and intergenerational mortgages key to tackling affordability crisis

Senior mortgage market figures have called for a shift in lending practices to help...

Skipton lowers income threshold for high LTI mortgages

Skipton Building Society is lowering the minimum income threshold required for borrowers seeking high...

Hamptons downgrades rental growth forecast as demand shifts to sales market

Hamptons has sharply downgraded its rental growth forecast for 2025, projecting that rents across...

The Coventry drops residential rates following stress test revision

Coventry for intermediaries has announced rate reductions across selected residential mortgage products, cutting rates...

The Coventry relaxes stress test to boost borrowing power

Coventry for intermediaries has eased its mortgage stress testing criteria, enabling borrowers to secure...

Affordability crunch: private renters struggling to save as housing costs soar

A growing divide between renters and homeowners is placing mounting pressure on first-time buyer...

UK house prices rise 3.9% as market edges forward after spring lull

UK house prices rose by 3.9% in the 12 months to May 2025, with...

One million homes increase in value by 50% since pandemic

More than one million UK homes have increased in value by 50% or more...
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COMMENT

Comment

Why the collapse of US auto finance lenders matters for UK mortgages

You might wonder why a car loans provider across the Atlantic has anything to do with UK mortgages – on the face of it,...

There’s no room for complacency, it’s time for collaboration

Last year the government announced a proposal to reform the home-buying system in a bid to speed up the property transaction process, cut costs...

Lenders that adapt to customer and broker needs will be the winners

For UK mortgage brokers, the choice of lender partner has never been more important. In a market shaped by fluctuating rates, evolving regulation and increasing...

First-time landlords and first-time buyers are still entering the market

Despite the upheaval, new entrants have not vanished. First-time landlords are still active and, according to Hamptons, millennials (born between 1981 and 1996) are...

36 more pay cheques before you’re made redundant

Imagine getting that email in your inbox first thing this morning! I tell you what: for the sake of another thought-provoking, rib-jabbing article, let's pretend...

Latest news

Mortgages

Mortgage market cools as remortgaging rebounds

UK mortgage activity steadied in December as house purchase approvals slipped but remortgaging gathered...
Appointments

Paradigm promotes Richard Howes to managing director role

Paradigm Mortgage Services has promoted Richard Howes to a newly created managing director position...
Buy-to-let

Fleet Mortgages adds 65% LTV products and cuts two-year pricing

Fleet mortgages has launched a new range of 65% loan-to-value mortgage products and cut...
Property

UK housing market steadies as tax-driven volatility fades

UK property transactions stabilised at the end of 2025, with residential sales holding firm...

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