affordability

Precise raises borrowing limits to 6x income

Precise Mortgages has lifted its loan-to-income cap to six times earnings. The lender’s criteria update...

Market Harborough eases stress tests to support wider range of residential borrowers

Market Harborough Building Society has announced a relaxation of its interest rate stress testing...

Vida cuts rates and broadens criteria in specialist push

Specialist lender Vida has announced a series of sweeping changes across its buy-to-let and...

More shock as buyers face pressure to use estate agents’ mortgage brokers

New research commissioned by Boon Brokers has revealed widespread concerns over pressure tactics used...

Gen H the latest lender to lift loan-to-income caps

Gen H has announced a series of significant changes to its loan-to-income (LTI) policy...

Borrowers take on larger mortgages as lenders ease affordability rules

Mortgage borrowers took advantage of loosened lending criteria in May, selecting significantly larger loans...

Tipton & Coseley updates affordability criteria

Tipton & Coseley Building Society has revised its affordability criteria, allowing borrowers to access...

London reclaims top spot as UK’s most attractive region for property investment

London has reclaimed its position as the UK’s leading destination for property investment, according...

FCA eases mortgage rules to boost affordability and simplify remortgaging

The Financial Conduct Authority (FCA) has unveiled a package of reforms designed to streamline...

Lending into retirement and intergenerational mortgages key to tackling affordability crisis

Senior mortgage market figures have called for a shift in lending practices to help...

Skipton lowers income threshold for high LTI mortgages

Skipton Building Society is lowering the minimum income threshold required for borrowers seeking high...

Hamptons downgrades rental growth forecast as demand shifts to sales market

Hamptons has sharply downgraded its rental growth forecast for 2025, projecting that rents across...

The Coventry drops residential rates following stress test revision

Coventry for intermediaries has announced rate reductions across selected residential mortgage products, cutting rates...

The Coventry relaxes stress test to boost borrowing power

Coventry for intermediaries has eased its mortgage stress testing criteria, enabling borrowers to secure...

COMMENT

Working up those income streams

Some might say the UK labour market has lost some of its confidence. Unemployment is rising, job moves have slowed, and many employers are...

Ignore the Gen Z worker stereotypes – the future is bright

The office fridge. Full of 12 types of milk, none derived from cows, and four on the work top, at room temperature. As for...

Reframe Cancer 2026 trends: prevention to take centre stage

This year is already shaping up to be one when prevention is taking centre stage. The Government recently announced the expansion of its WorkWell...

The mortgage protection gap advisers can’t ignore

The Financial Conduct Authority’s (FCA) consumer research findings published late last year, offered an insight into what the protection industry can expect from the...

Cashback, remortgages and adviser opportunity in 2026

A recent flood of mortgage products into the market offering cashback prove it has moved from the margins of the remortgage market to the...

Latest news

The Coventry cuts selected intermediary residential fixed rates

Coventry for intermediaries has reduced a number of residential fixed-rate products for new and...

Mortgage Advice Bureau completes acquisition of Dashly

Mortgage Advice Bureau (MAB) has completed the acquisition of technology and data company Dashly,...

The Buckinghamshire lowers rates across key ranges

Buckinghamshire Building Society has cut rates across a wide spread of residential and buy-to-let...

FCA finds protection market delivering good outcomes, says TPFG

The Property Franchise Group PLC (TPFG) has responded to the publication of the Financial...

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