affordability

New-build homes attracting wider range of buyers, says Alexander Hall

New research from mortgage adviser Alexander Hall suggests that new-build homes are no longer...

Mortgage rates edge higher after eight-month decline

Average fixed mortgage rates have risen for the first time in eight months, according...

Barclays broadens income criteria to boost mortgage affordability

Barclays has announced a major overhaul of its mortgage affordability criteria, increasing the proportion...

Redwood Bank cuts stress rates to ease affordability strain for landlords

Landlords are set to gain an affordability boost after Redwood Bank reduced its stressed...

Housebuilders launch new equity loan scheme to boost homeownership

A group of UK housebuilders have joined forces with lenders and asset managers to...

Buying a first home cheaper than renting in most UK cities, Lloyds finds

First-time buyers could save thousands of pounds a year by purchasing rather than renting,...

First-time buyer homes outpace wider market as affordability improves

First-time buyers are paying more for their homes than they were a year ago...

2.5 million homeowners could move if stamp duty scrapped

Around 2.5 million homeowners could be freed to move house if Conservative Party plans...

INDUSTRY REACTION: Badenoch pledges to scrap stamp duty in bid to revive homeownership

Kemi Badenoch has pledged to abolish stamp duty on home sales, describing it as...

Rule changes expand options for first-time buyers

Tens of thousands more homes could have been within reach of first-time buyers over...

First-time buyer growth slows as affordability pressures persist

The number of first-time buyers entering the housing market has risen sharply this year...

Self-employed borrowers still facing barriers to mortgages

Self-employed workers continue to face significant hurdles when applying for mortgages, despite the majority...

Slight fall in house prices as affordability issues remain

UK house prices edged down in September, signalling continued stability rather than decline, according...

Barclays expands mortgage flexibility for homebuyers and landlords

Barclays has announced a series of updates to its mortgage policies designed to increase...

COMMENT

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of leasehold and how the government’s revitalised commonhold will fix all...

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of presenting their customers with complementary products alongside their core offering. Banks...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Latest news

Family Building Society launches BoE tracker mortgages

Family Building Society has launched a new range of Bank of England tracker mortgages...

The Mortgage Works cuts buy-to-let rates

The Mortgage Works has reduced buy-to-let mortgage rates by up to 0.25 percentage points...

Nationwide cuts mortgage rates for third time this month

Nationwide Building Society has reduced mortgage rates by up to 0.25 percentage points across...

TRM Network promotes Amy Wilson to new propositions role

The Right Mortgage & Protection Network has promoted Amy Wilson to the newly created...

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