affordability

Sadiq Khan’s Green Belt pivot could signal major opportunity for mortgage and housing markets

Mayor of London Sadiq Khan has taken a decisive step in addressing the capital’s...

Gen H cuts high-LTV mortgage rates again as New Build Boost gains momentum

Residential mortgage lender Gen H has announced a fresh round of rate reductions for...

HTB trims bridging rates by 10bps

Hampshire Trust Bank (HTB) has announced a 10 basis point cut across its full...

MT Finance breaks 3% barrier with BTL rate cut

Specialist lender MT Finance has announced a reduction in rates across its buy-to-let range,...

Aspen completes £1.575m no-valuation bridge in nine days

Aspen Bridging has delivered a £1,575,000 no-valuation bridging loan in nine days to support...

Bridging finance proves more resilient than buy-to-let in high-rate environment

Bridging finance has shown greater resilience than buy-to-let (BTL) mortgages amid elevated interest rates,...

Paragon urges phased EPC reforms to avert rental sector disruption

Paragon Bank has called on the government to reconsider its proposed timetable for mandatory...

OMS and Monument Technology join forces to deliver integrated lending platform

One Mortgage System (OMS) has partnered with Monument Technology in a move designed to...

SM Advice launches BSL-translated social media service to tackle financial exclusion among the deaf community

SM Advice, a specialist social media management firm for financial services professionals, has launched...

HSBC narrows product switch window in phased move

HSBC has confirmed it is continuing with its phased reduction to the product switch...

Housing affordability crisis deepens for FTBs as stamp duty changes take toll

A sharp rise in the number of first-time buyer homes now subject to stamp...

Bridge Help bolsters business development team

Bridge Help has expanded its business development team with the appointment of Daisy Wilson,...

Accord eases affordability checks to offer bigger mortgages

Accord Mortgages has overhauled its affordability assessment model, allowing it to lend up to...

Affordability shifts poised to reignite mortgage market

House price growth is losing momentum as buyer demand eases and the number of...

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COMMENT

Collaboration, not quick fixes, must drive the next phase of reform

As we edge closer to the autumn Budget, the housing market finds itself in a familiar state of anticipation and uncertainty. Inflation remains stubbornly high,...

Goodbye Piccadilly; farewell Leicester Square!

It is indeed a long way to Tipperary, even longer if you take one of those dodgy rickshaws that proliferate the London’s West End....

Navigating the end of ‘Covid mortgages’: strategic insights for brokers

This year marks a significant turning point in the UK mortgage market as many homeowners reach the end of their covid mortgage, where many...

Why limited company lending is now the real buy-to-let mainstream

It’s funny how quickly the market changes its rhythm. Not long ago, limited company buy-to-let felt like a specialist niche, the preserve of portfolio...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when it takes a snapshot of the economy to inform its...

Latest news

Brokers urge 0.25% rate cut to revive housing market

Most mortgage brokers believe a small cut to the Bank of England’s Base Rate...

The Mortgage Works leads limited company BTL market as new leaderboard goes public

The Mortgage Works has been named the UK’s leading lender for limited company buy-to-let...

Residential transactions rise again ahead of Budget

UK property transaction figures for September suggest that market activity continues to recover, with...

CHL Mortgages to host post-Budget analysis webinar for brokers

Brokers seeking clarity on the government’s Autumn Budget will have the chance to hear...

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