Zephyr Homeloans has reduced pricing across its entire range of two-year fixed buy-to-let mortgage products by 15 basis points, as the specialist lender looks to sharpen its proposition to brokers and their landlord clients.

Effective from 2 May, the revised rates apply to all two-year fixes and are available with a 7% fee, although brokers also have the option to recommend 0% or 3% fee alternatives depending on client preference.

For properties with an energy performance certificate (EPC) rating of A to C, the new headline rate is 2.79% up to 65% loan-to-value (LTV) on both standard properties and more complex cases, such as new builds or flats situated above commercial premises.

For HMOs and multi-unit freehold blocks (MUFBs) in the same EPC band, the rate is set at 2.94%.

Zephyr is also offering competitive rates for properties with D or E-rated EPCs. These start from 2.89% for standard properties and those above commercial units, again up to 65% LTV with a 7% fee. The rate for HMOs and MUFBs with lower EPC ratings now stands at 3.04%.

Andrew Rowe, head of sales at Zephyr Homeloans, said: “We are continuing to fund rates that will help brokers to better service their landlord customers.”