topnews

Landbay adds AVMs and small HMO products to Premier range

Landbay has expanded its Premier buy-to-let range with new small HMO and remortgage AVM...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual...

FCA probe into MFS collapse sharpens focus on corporate due diligence

The Financial Conduct Authority’s investigation into the collapse of Market Financial Solutions is prompting...

Student loan repayments leave aspiring FTBs £2k a year behind on deposit savings

Barclays Property Insights suggests student loan repayments are continuing to weigh on first-time buyers,...

Mortgage boss swaps rates for reindeer country in charity trek

While most brokers are worrying about swap rates and pipeline conversions, Liddle Perrett founder...

OneFamily and Scottish Friendly set out plans for mutual merger

OneFamily and Scottish Friendly have announced proposals to merge, a move that would create...

Accounts manager jailed after £767k theft from Newcastle panel management firm

A senior employee at Newcastle-based Pure Panel Management has been jailed after embezzling more...

Santander unveils 98% LTV five-year fix for first-time buyers

Santander UK has launched a new five-year fixed mortgage at 98% loan-to-value aimed at...

Virgin Money launches new 80% LTV fixes alongside wider pricing increases

Virgin Money has confirmed a new round of mortgage product changes, including the launch...

Pivotal expands specialist mortgage advice footprint with CLS Money and Simply Lending deals

Pivotal Growth Limited has completed the acquisition of CLS Money Limited and entered into...

House price growth ticks up as affordability boosts buyers

UK house price growth edged higher in January with values rising modestly as improving...

George Gee steps into role as Chetwood Bank’s MD of mortgages

George Gee has today stepped into the role of Chetwood Bank’s managing director of...

Knowledge Bank separates dev finance as demand grows

Knowledge Bank has launched a dedicated Development Finance lending type on its platform to...

Millions of homes still fail decency tests despite energy gains

Millions of homes in England continue to fall short of basic quality standards even...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

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