topnews

One month before rental reforms, landlords and tenants face a new legal landscape

Landlords and tenants in England are being urged to prepare for the first phase...

House price growth strengthens in March but outlook darkens as rates rise

Annual house price growth rose to 2.2% in March, up from 1.0% in February,...

Mortgage borrowing rises as approvals edge higher in February

Mortgage borrowing and approvals both increased in February, although activity remains close to recent...

FCA and ICO tell firms GDPR is no excuse for failing vulnerable customers

A joint statement from the Financial Conduct Authority and the Information Commissioner’s Office has...

Rate rises squeeze demand as brokers lean on ‘needs-based’ borrowers

Rising mortgage costs driven by global uncertainty are beginning to weigh on borrower demand...

Lloyds data glitch exposed details of up to 447,936 banking customers, MPs told

Up to 447,936 customers of Lloyds Banking Group were affected by a data breach...

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...

FCA to join Bristol summit as later life lending sector weighs market study

The Financial Conduct Authority will join advisers, lenders and industry figures in Bristol next...

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

Mortgage submissions surge as advisers rush to secure rates amid market volatility

Mortgage submissions rose sharply in the wake of geopolitical tensions, as brokers moved quickly...

MorganAsh launches calculator to help firms estimate scale of customer vulnerability

MorganAsh has launched a calculator designed to help financial services firms gauge how many...

FCA sets out plans to widen access to simplified financial advice

The Financial Conduct Authority has launched a consultation on proposals designed to make individual...

Inflation remains unchanged but subsequent rise expected

The Consumer Price Index rate (CPI) rate inflation remained at 3% in February. This was...

Keystone launches two-year tracker range as brokers seek flexibility in volatile market

Keystone Property Finance has launched a new range of two-year tracker products for brokers,...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

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