topnews

Loan.co.uk launches specialist lending webinar series for advisers

Loan.co.uk is to run a series of four webinars designed to help mortgage advisers...

Buyers return but need £18,200 extra to offset mortgage rate rises

Homebuyer activity is showing signs of an autumn rebound despite higher mortgage rates cutting...

Later-life mortgage lending rises as advisers face calls to widen options

Mortgage lending to borrowers aged over 55 increased in the second quarter, although the...

TMG backs Rotherham United Women in shirt sponsorship deal

TMG Financial Services has agreed a partnership with Rotherham United Women FC to become...

First-time buyer support tops Gen Z priorities

Support for building new homes locally is almost twice as high as opposition while...

ClearPath AI launches with £1m backing for mortgage and property platform

ClearPath AI has raised £1 million in pre-seed funding to launch an artificial intelligence...

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for...

Access FS mortgage business rises 46.8% in record July

Access Financial Services recorded its strongest month for mortgage business in July, with activity...

Mortgage anxiety rises as one in five lack financial safety net

The proportion of UK adults apprehensive about making mortgage decisions has risen from 15%...

Vince Cable gives cautious welcome to station-led planning reforms

Sir Vince Cable has given a cautious welcome to government plans to streamline the...

More2life launches zero-ERC Apex lifetime mortgage

More2life has launched a lifetime mortgage allowing borrowers to make unlimited repayments without incurring...

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life...

BetterHome agrees deal to acquire Stonebridge parent MSS

BetterHome Group has agreed to acquire Mortgage Support Services Ltd (MSS), bringing Stonebridge Mortgage...

Foundation widens mortgage criteria for borrowers with past credit problems

Foundation has relaxed its residential credit criteria to support borrowers rebuilding their financial position...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

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