Buckinghamshire Building Society has launched a new discounted rate mortgage range, giving brokers greater flexibility to support clients across a wide range of circumstances, from first-time buyers to experienced landlords.
The refreshed range spans first-time buyer, Credit Revive, Credit Restore, later life lending and buy-to-let, with dedicated options available for limited company and expat landlords.
In a market where affordability remains front of mind, discounted rate products can offer greater flexibility in initial monthly payments for borrowers who may not want to commit to longer-term fixed rates.
Across the residential range, the Society continues to support more complex cases. This includes debt consolidation up to 80% LTV under Credit Revive, as well as lending to applicants who have recently cleared bankruptcy.
The range also accommodates non-standard and multiple income streams, alongside a 95% product which can support applicants currently in an active debt management plan.
On the buy-to-let side, the Society has recently broadened its proposition to offer up to 80% LTV across standard, limited company and expat lending. Expats based in Australia and New Zealand are welcomed, alongside continued support for more specialist areas such as limited company holiday lets.
Day one remortgage options are also available, enabling landlords to act quickly when restructuring portfolios or capitalising on new opportunities.
Claire Askham, head of mortgage sales at Buckinghamshire Building Society, said: “Brokers are working with a growing number of clients who don’t fit a standard mould, whether that’s a first-time buyer facing affordability pressures or a landlord adapting to changing market conditions.
“Discounted rates can play an important role here, offering flexibility without requiring a longer-term fixed commitment.
“This latest range builds on what we’re known for – taking a practical, common-sense view of each case. By combining discounted products with manual underwriting, we’re giving brokers more ways to support their clients and place cases with confidence.”
