Specialist

Beyond the payslip: the importance of rethinking borrower profiles

In our market, the term ‘non-standard borrower is often used to describe applicants whose...

Gen H lowers New Build Boost rate to 5.95%

Gen H has announced a rate reduction on its New Build Boost mortgage product,...

Planning approvals drop despite rise in applications

England’s planning system is showing signs of growing strain as new government figures reveal...

Lakeshield launches exclusive auction finance deal with Brickflow

Lakeshield, a principal lender specialising in bridging and refurbishment finance, has launched an exclusive...

Knowledge Bank hires criteria and partnerships manager

Knowledge Bank has announced the appointment of Julie Bourne as criteria and partnerships manager,...

Allica Bank relaxes commercial affordability rules

Allica Bank has announced a wide-ranging package of changes to its commercial mortgage and...

Crystal hails Goldberg’s impact and welcomes Together leadership plan

One of the UK specialist finance sector’s most prominent distribution firms has paid tribute...

HTB provides £20m+ facility for land portfolio refinancing

Hampshire Trust Bank has completed a development finance facility in excess of £20m to...

Together’s Marc Goldberg to retire as lender unveils leadership overhaul

Marc Goldberg, the long-serving chief executive of sales and distribution at Together Financial Services,...

The Mansfield improves retirement lending criteria

Mansfield Building Society has extended its support for older borrowers with a series of...

Richard Pike: A conference of positivity – Global ABS Day three

It’s time for reflection of the last three days here in Barca. To readers,...

Fleet Mortgages unveils new two-year fixes

Fleet Mortgages has unveiled a fresh selection of two-year fixed-rate products while simultaneously cutting...

Formula 1 strategist to speak at NivoCon 2025

Ruth Buscombe, a former Formula 1 race strategists, is set to bring her data-driven...

Richard Pike: Day two from the Global ABS Conference in Barcelona

We’re just coming to an end of day two at the Global ABS conference....
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COMMENT

Comment

Mind the gap: Can mortgage advice change the game for protection?

Many industry insiders still talk about the UK protection gap and how vast it is. The numbers speak for themselves with the estimated value of...

Navigating HMO and MUFB complexity with confidence

Historically, larger Houses in Multiple Occupation (HMOs) and Multi-Unit Freehold Blocks (MUFBs) have often been avoided due to their complex layouts, individual planning requirements,...

Why we shouldn’t wait for the FCA to act on later life lending

It might feel odd to be talking about a new year, when we’re barely half-way through this one, but the recent FCA Discussion Paper...

A walk on the supply side

The UK government’s stated goal to build 1.5 million homes during the current parliamentary term underlines a strong political focus on addressing the housing...

Don’t build in fear – quality must come before quotas

“This is my message to housebuilders: get on with it. If you promise homes, you have to build them.” - Prime Minister Keir Starmer, 25...

Latest news

Buy-to-let

Fleet Mortgages reduces two-year fixed rates by up to 25bps

Fleet Mortgages has announced a series of rate cuts of up to 25 basis...
wellbeing

Liverpool Mortgages signs mental health charter alongside Skipton and Dudley

Liverpool Mortgages has joined the Mortgage Industry Mental Health Charter (MIMHC), becoming the latest...
News

Arc & Co. doubles lending volumes in year of commercial and development rebound

Specialist debt and equity advisory Arc & Co. has reported a 108% year-on-year rise...
News

Top 12 potential sites for New Towns revealed in landmark planning study

A new report by national property consultancy Carter Jonas has identified 12 of the...

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