Second Charge

Second charge boost as industry veterans launch Flamingo Money

Two experienced specialist finance professionals have launched a new secured loans and second charge...

Industry leaders unite behind MIMHC Lunch

HSBC UK, Virgin Money, Nottingham Building Society, Landbay and top broker firms Mortgage Advice...

Step One Finance passes £500m lending milestone as it prepares technology upgrade

Specialist second charge lender Step One Finance has surpassed £500 million in total lending,...

Masthaven cuts rates and expands support for self-employed borrowers

Masthaven Finance has reduced rates across its lending range, increased maximum loan-to-value limits and...

Parents turning to property wealth to fund rising school fees

More parents are using remortgages, further advances and second-charge loans to help fund private...

OMS renews technology agreement with Complete FS

One Mortgage System has renewed its agreement with Complete FS, extending the specialist distributor’s...

Pepper Money posts record month as second charge lending continues to surge

Pepper Money recorded its strongest ever month for second charge mortgages in March, as...

Equifinance launches broker portal for second charge cases

Equifinance has released its new broker portal, ECHO, giving introducers an end-to-end process for...

Together prices £542m commercial real estate MBS

Together has priced a £542m small balance commercial real estate mortgage-backed securitisation, its second...

Tandem appoints Walters as Brookes retires from second charge role

Tandem Bank has appointed Laura Walters as head of sales and distribution following the...

West One creates national account manager role as mortgage division expands

West One has created two roles in its mortgage division and promoted eight existing...

MPC call ‘not the headline’ says Loan.co.uk chief

Ahead of this week’s Bank of England decision the focus for brokers should be...

UTB completes £125k second charge loan in two days

United Trust Bank has completed a £125,000 second charge loan from application to completion...

Mortgage mental health walk hits capacity as 72 sign up

The Mortgage Industry Mental Health Charter has confirmed its 2026 Walk and Talk event is now...
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COMMENT

Comment

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Economy

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...
Economy

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...
Shariah property finance

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...
Economy

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

PROFILES