Second Charge

Together prices £542m commercial real estate MBS

Together has priced a £542m small balance commercial real estate mortgage-backed securitisation, its second...

Tandem appoints Walters as Brookes retires from second charge role

Tandem Bank has appointed Laura Walters as head of sales and distribution following the...

West One creates national account manager role as mortgage division expands

West One has created two roles in its mortgage division and promoted eight existing...

MPC call ‘not the headline’ says Loan.co.uk chief

Ahead of this week’s Bank of England decision the focus for brokers should be...

UTB completes £125k second charge loan in two days

United Trust Bank has completed a £125,000 second charge loan from application to completion...

Mortgage mental health walk hits capacity as 72 sign up

The Mortgage Industry Mental Health Charter has confirmed its 2026 Walk and Talk event is now...

Norton Broker Services adds Scroll Finance to lending panel

Norton Broker Services has added Scroll Finance to its lender panel, giving brokers access...

Morrow hire to lead intermediary growth strategy

Morrow has appointed Amit Gupta as financial services director as it looks to expand...

Equifinance promotes Kieran Park to chief operating officer

Intermediary-focused lender Equifinance has appointed Kieran Park as chief operating officer, expanding his responsibilities...

Together expands second charge range into commercial sector

Together has launched a new suite of commercial and semi-commercial second charge products as...

West One launches broker criteria search tool

Specialist lender West One has introduced a new criteria search tool on its website...

UTB cuts second charge mortgage rates by up to 55bps

United Trust Bank (UTB) has reduced rates across a selection of its second charge...

Second charge lending tops £2.14bn

The UK second charge mortgage market surpassed £2.14bn in new lending during 2025 with...

Mercantile Trust enhances criteria and unveils new calculator

Mercantile Trust has announced a series of lending criteria enhancements alongside the launch of...
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COMMENT

Commonhold and Leasehold Reform

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Latest news

Later Life

Beverley enhances SIPP income assessment

Beverley Building Society has introduced a tiered approach to assessing income from self-invested personal...
Commonhold and Leasehold Reform

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM)...
Conveyancing

Conveyancing costs hold at 0.53% of house prices

Conveyancing costs remained unchanged as a proportion of UK house prices during the year...
Specialist

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers...

PROFILES