Regulation

AMI criticises FSCS funding proposals

The Association of Mortgage Intermediaries has reacted unfavourably to the FSA's consultation proposals for...

FSA consults on new FSCS funding model

The FSA has proposed changes to the funding of the Financial Services Compensation Scheme...

After the Olympics: RDR!

We are but days away from an event that has been seven years in...

Broker whacked with one of FSA’s largest insurance fraud fines

The FSA has banned and fined a former commercial insurance broker who used clients’...

Incoming FCA boss to keynote at AIFA dinner

Martin Wheatley, managing director of the FSA, and soon to be the CEO of...

BSA wants action over “bogus” PPI claims

The Building Societies Association (BSA) wants the Ministry of Justice to be given ‘teeth’...

Regulator told to improve outcomes for people

Adam Phillips, Consumer Panel chair, has called for the FSA and its successors to...

Defaqto publications gain CII accreditation for CPD

Defaqto's publications are now recognised as contributing to the continuing professional development (CPD) of...

RDR – it’s crunch time

The countdown to RDR is well and truly underway, warns David Hesketh, group M&A...

Firms fear costs of PI

44% of adviser firms affected by open-ended liability would like Professional Indemnity (PI) run-off...

Tenet offers new CPD and SPS process

Tenet is introducing an ‘end-to-end’ CPD and Statement of Professional Standing (SPS) solution. It has...

Largest ever FSA fine imposed on Barclay Bank plc

Barclays Bank plc has been fined £59.5 million for misconduct relating to the London...

AIFA hires senior policy adviser

Clare Griffiths has joined the Association of Independent Financial Advisers (AIFA) as senior policy...

Firm banned over interest-only advice

Principal Mortgage Services Ltd of County House, St. Marys Street, Worcester, has been publicly...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...