Regulation

MMR: Equity Release Council welcomes announcement

The Mortgage Market Review (MMR) has received the support of the Equity Release Council. "The...

MMR: won’t reinvigorate housing market, says IMLA

The Intermediary Mortgage Lenders Association (IMLA), has given approval to certain elements in...

MMR: ‘common sense approach’

An industry compliance veteran has given his qualified support to the FSA's final rules...

MMR: AMI gives cautious support

The Association of Mortgage Intermediaries (AMI) has claimed that lobbying work by trade bodies...

MMR: FSA publishes final rules

The FSA has published the final rules stemming from its Mortgage Market Review (MMR). They...

MMR: no interest-only ban

The FSA is not to ban interest-only mortgages, having published its final rules of...

FSA cracks down on prohibited persons

The FSA has targeted those believed to be conducting unauthorised business and in particular...

OFT consults on suspending credit licences

The Office of Fair Trading (OFT) is consulting on how it proposes to use...

Multi-million pound fine for Bank of Scotland

The FSA has fined Bank of Scotland (BOS) £4.2 million for failures in their...

Government approves LIBOR review recommendations

The government has accepted the recommendations of Martin Wheatley's independent review of LIBOR in...

Perspective ready for RDR

Perspective Financial Group has completed its latest adviser conference and said it is prepared...

IMLA backs FCA’s draft Conduct Approach

The Intermediary Mortgage Lenders Association (IMLA) has welcomed the Financial Conduct Authority's (FCA) new...

‘Journey to the FCA’ roadmap published

The FSA has published the Journey to the FCA, a paper that sets out...

Openwork unveils adviser support programme

Openwork is introducing a number of initiatives designed to support mortgage advisers as they...

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COMMENT

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Accountants, brokers and the clash of expectations

There’s an old accountant’s joke about financial advisers: the difference between us is that advisers want to look richer than their clients, while accountants...

Latest news

Saffron expands retention range with new fee options and JBSP product

Saffron for Intermediaries has expanded its Retentions Range with the introduction of new fee-based...

TSB offers cashback for buyers of energy efficient homes

TSB has launched a new mortgage product range that rewards buyers of energy efficient...

LiveMore unveils £1,000 cashback mortgage for over-50s

LiveMore, the specialist lender for borrowers aged 50 to 90 plus, has launched a...

Gatehouse Bank offers new BTL fee options and green product incentives

Gatehouse Bank has broadened its buy-to-let range for UK residents with new fee options...