Regulation

HMRC gets tough with UK property tax avoidance

Schemes designed to get around the Annual Tax on Enveloped Dwellings will have to...

Panacea unveils microsite for mortgage business best practice

Panacea Adviser the online community and resource for directly regulated financial advisers and paraplanners,...

AMI calls for removal of consumer credit duplication

The Association of Mortgage Intermediaries (AMI) says it supports an appointed representative (AR) option...

Brokers urged to ‘know your customer’

A panel of representatives from major intermediary lenders have urged mortgage brokers to focus...

FCA sets out consumer credit regulation framework

The Financial Conduct Authority (FCA) has outlined its vision for the regulation of consumer...

EU directive could lengthen sales process

A longer sales process could well be one of the main challenges for brokers...

FCA open to providing MMR workshop for short-term lending

The Financial Conduct Authority (FCA) told this week's ASTL quarterly general meeting that it...

FCA to issue discussion papers on mortgage T&Cs

Speaking at the Financial Services Expo (FSE) yesterday, the Financial Conduct Authority (FCA)...

Clydesdale Bank fine for TCF failings

The Financial Conduct Authority (FCA) has fined Clydesdale Bank £8.9 million for failing...

Bankhall launches new RCR assessment tool

Bankhall is urging firms to identify and review emerging risks within their business in...

NLA celebrates EU directive exemption

The National Landlords Association (NLA) has welcomed the decision from the European Union (EU)...

Paradigm to hold Bolton roundtable

Paradigm Mortgage Services' fifth mortgage round table event of the year will be held...

Speedy Cash ad banned

Speedy Cash, the trading style of SRC Transatlantic Ltd, has been told by the...

Vizolution publishes white paper on MMR

Vizolution has published the first in a series of white papers looking at the...
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Cover

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Buy-to-let

Zephyr Homeloans cuts rates across core buy-to-let offering

Specialist buy-to-let mortgage provider Zephyr Homeloans has unveiled fresh rate reductions across its standard...
Development finance

Roma Finance supports £3.35m Colchester industrial scheme

Roma Finance has provided £3.35 million to fund phase one of a 23-unit industrial...
Appointments

L&G strengthens lender relationships with new strategic appointment

Legal & General’s Mortgage Services business has appointed Vicky Windsor as strategic relationship manager...
Comment

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping...

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