Regulation

CML to create buy-to-let statement of practice

The Council of Mortgage Lenders (CML) has revealed it has been working on a...

Bridging extension fees could contravene MMR, claims lender

Bridging lender Fincorp has claimed that those short-term lenders who charge clients a large...

FCA to discuss post-MMR world at FSE London

The Financial Conduct Authority (FCA) is to outline the post-MMR regulatory future for the...

AMI concerned with Mortgage Directive implementation

The Association of Mortgage Intermediaries (AMI) has provided its initial response to the Treasury's...

Government moves to regulate buy-to-let

The Treasury has launched a consultation on incorporating new European regulations on mortgage lending into...

CML unveils pre-election ‘manifesto’

The Council of Mortgage Lenders (CML) has published a housing market manifesto aimed at...

RBS & NatWest fined for mortgage sale failings

The Financial Conduct Authority (FCA) has fined The Royal Bank of Scotland and NatWest...

Credit promotions still not meeting regulatory standards

The Financial Conduct Authority (FCA) has reported that some promotions for financial products are still...

CML: MMR having “gentle dampener” effect

New data published by the Council of Mortgage Lenders (CML) on the characteristics of...

£8m FCA fine for Stonebridge

The Financial Conduct Authority (FCA) has fined Stonebridge International Insurance £8,373,600 in relation to...

FCA starts social media use consultation

The Financial Conduct Authority (FCA) has today launched a consultation which is intended to...

FCA to go further than FPC recommendations on LTI limits?

The Financial Conduct Authority has published its latest consultation on implementing loan-to-income (LTI) limits on new mortgages from...

Trio of payday loan ads banned

The Advertising Standards Authority (ASA) has banned three payday loan adverts following a complaint...

£105m FCA fine for Lloyds Banking Group

The Financial Conduct Authority (FCA) has fined Lloyds Bank plc and Bank of Scotland...

COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

PROFILES