Regulation

FCA outlines second charge regulatory regime

The Financial Conduct Authority (FCA) has published plans to bring second charge mortgages under FCA...

5% fall in complaints

Financial services firms received 2,358,732 new complaints between January and June 2014, according...

FSE: too early to spot post-MMR trends, says regulator

The Financial Conduct Authority (FCA) has said the mortgage market appears to have ‘filled...

FSE: look at secured loans now

The importance of brokers getting to grips with regulatory guidelines concerning the second charge...

FSE: expect full buy-to-let regulation

The mortgage market should prepare itself for the full regulation of the buy-to-let market...

Glasgow broker banned by FCA

The Financial Conduct Authority (FCA) has today banned Andrew Barlas from performing any function...

Raise your game, FCA tells debt management firms

The Financial Conduct Authority (FCA) has told debt management firms that they must demonstrate...

ASTL hails conference as “great success”

The Association of Short Term Lenders has revealed that the number of attendees at...

TV loan ad banned over APR failings

The Advertising Standards Authority (ASA) has told CashEuroNet UK LLC, trading as Pounds To...

Payday loan ads to kids “utterly unacceptable”

Citizens Advice has urged TV watchers to take a stand against payday lenders and...

Citizens Advice welcomes tenant protection bill

Citizens Advice has has welcomed news that the government will support a Private Member's...

MMR adding 2-4 weeks onto transaction times

House price momentum in August slowed to the same level it was a year...

CML to create buy-to-let statement of practice

The Council of Mortgage Lenders (CML) has revealed it has been working on a...

Bridging extension fees could contravene MMR, claims lender

Bridging lender Fincorp has claimed that those short-term lenders who charge clients a large...

Latest POLL

COMMENT

Rachel Reeves rolls back mortgage rules: return to risk or reasonable reform?

Rachel Reeves is to roll back bureaucratic red tape introduced since the 2008 financial crash to allow people to borrow more for mortgages. Under the...

Gavin Opperman: Why teachers deserve a mortgage model of their own

As Chief Executive of Teachers Building Society, Gavin Opperman brings a distinctive global perspective and a deep personal mission to the helm of one...

Reeves’ reforms are a welcome boost but the housing market must modernise

Rachel Reeves’ announcement marks a clear shift in housing policy, with measures that could help thousands more first-time buyers onto the property ladder. Increasing lending...

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Latest news

Clydesdale Bank eases mortgage rules for foreign nationals

Clydesdale Bank has introduced a series of changes to their mortgage lending criteria, aimed...

The Coventry drops residential rates following stress test revision

Coventry for intermediaries has announced rate reductions across selected residential mortgage products, cutting rates...

Lenderhive launches to simplify access to green mortgages

A new digital mortgage brokerage, Lenderhive, has officially launched today, promising to simplify the...

Mortgage industry backing mental health charter with Thames trek

Professionals from across the mortgage and property finance industry will come together in September...