Regulation

Economic abuse: The warning signs every adviser should recognise

Taking out a joint mortgage is one of the most common ways for people...

Landlords buying from landlords as BTL purchases hit 10-year high

Landlord purchases have climbed to their highest level in a decade although the latest...

Industry warned against Smart Data ‘compliance theatre’

The mortgage and property sectors have been warned they risk creating only the “appearance...

Equity Release Group backs FCA later life lending review

Equity Release Group has welcomed the Financial Conduct Authority’s Later Life Mortgages Market Study,...

Off-plan sales hit 12-year low as costs squeeze housebuilders

The share of new homes sold off-plan has fallen to its lowest level since...

FCA to review claims management practices amid concerns over consumer harm

The Financial Conduct Authority (FCA) is launching a review of the claims management market...

Landlords retreat from London market as rental stock tightens

Landlords have been exiting the London market since proposals for rental reform first emerged,...

Landlords brace for RRA impact as tenant stability holds firm

Landlords are preparing for significant change as the Renters’ Rights Act 2025 comes into force with...

Landlord exit reshapes London buy-to-let landscape

Landlords have been exiting the London rental market since reforms were first proposed with...

FCA charges banned broker over alleged unauthorised mortgage advice

The Financial Conduct Authority (FCA) has charged Shaun Lawrence with operating as a mortgage...

Brokers told not to wait for FCA review before reassessing later life lending advice

Brokers should reassess how they approach older borrowers now rather than wait for regulatory...

AI-driven vulnerability claims ‘create new fraud risk’ for financial services

Financial services firms face a growing risk from AI-generated customer vulnerability claims being used...

FCA to review whether APRs help borrowers compare credit costs

The Financial Conduct Authority is seeking views on whether annual percentage rates remain the...

Landlords plan rent rises as rent freeze proposal emerges

More than six in 10 landlords are planning to raise rents over the next...

COMMENT

The new Chancellor wants to remove barriers to growth; he should start with housing

There was probably a degree of unintended irony in the Treasury choosing to call the Chancellor, John Healey’s, first major market ‘intervention’ his ‘Growth...

Brokers are losing the attention battle 1,000 to 3

Take a client you placed on a 5-year fix last year. Over the life of that deal, their bank is now planning to contact...

Triple lock or no triple lock? That is not the question

The debate over the State Pension triple lock has returned. But perhaps the more important question is what the debate tells us about the...

Your clients have already asked AI

The FCA published research on 27 August showing that 56% of 18- to 40-year-olds who hold or are considering investments say they trust AI...

The technology that matters doesn’t make the decision

We have a tendency when talking about mortgage technology to start with what it can automate. How many documents can it process, how quickly can...

Latest news

Propertymark warns Scottish mansion tax could restrict housing market

Propertymark has warned plans for a Scottish “mansion tax” could make it harder for...

Berkeley calls for stamp duty overhaul to kick-start housing market

Berkeley Group has called on the Government to slash stamp duty for first-time buyers...

Stronger UK growth adds to interest rate uncertainty

Stronger-than-expected UK economic growth has added another complication to the outlook for interest rates...

Tipton expands Credit Plus range with second tier

Tipton & Coseley Building Society has added a second tier to its Credit Plus...

PROFILES