Regulation

Payday lenders forced to improve transparency

The Competition and Markets Authority (CMA) is to require payday lenders to be listed...

FCA and PRA outline new Senior Managers Regime

Non-executive directors (NEDs) with specific responsibilities, such as chairman, will come under the new...

The DPS appoints new managing director

The Deposit Protection Service (The DPS) has appointed Julian Foster as its new managing...

Landlords warned to get tax affairs sorted

Private landlords are being warned to get their tax affairs in order to avoid...

The Ipswich targets ‘mortgage misfits’

The Ipswich Building Society has unveiled a new programme of mortgage lending for borrowers...

IMLA: regulatory pendulum has swung too far

The latest Intermediary Lending Outlook research from the Intermediary Mortgage Lenders Association (IMLA) has found that renewed...

New chairs for FCA’s Practitioner Panels

Three new Chairs for the Financial Conduct Authority’s independent Practitioner Panels have been appointed. The...

Estate agent ad banned over misleading branch claims

The Advertising Standards Authority (ASA) has banned a regional press ad and claims on...

Pair appointed to Consumer Panel

Mark Chidley and Kitty Ussher have started their three-year terms as new members of...

HMOs: licensing requirements

Houses in multiple occupation (HMOs) have become popular with investors largely because of the...

FCA to study PPI complaint trends

The Financial Conduct Authority (FCA) is to gather evidence on current trends in Payment...

Short-term lender rapped over ‘trivial’ Xmas ad

The Advertising Standards Authority (ASA) has banned a website ad by Glasgow-based Stop Go...

Sesame Bankhall Group to hold national mortgage conference

Sesame Bankhall Group (SBG) has announced a new national conference for mortgage advisers. The...

AMI backs Treasury EU directive implementation

The Association of Mortgage Intermediaries (AMI) has welcomed the Treasury's response to last year's...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...