Regulation

FCA to hold mortgage market competition study

The Financial Conduct Authority (FCA) is to undertake a targeted market study focused on...

Advisers concerned over long-term BTL prospects

There has been a small rise in the volume of buy-to-let business being written...

Keystone to provide split stress tests

On 14 June Keystone Property Finance will introduce separate stress tests for individual and...

CML Wales chair wants collaboration with government

The chair of the CML in Wales has expressing the importance of collaboration between...

Rogue claims management firms targeted

A pair of claims firms suspected of making thousands of nuisance calls and ripping...

Warning sounded over pay rate BTL

Simon Bayley, commercial director at Foundation Home Loans, has questioned whether the next affordability bubble...

Hamptons Estates’ ad misleading, rules watchdog

The Advertising Standards Authority (ASA) has told Hampton Estates that an online advert outlining...

Paragon: decline in landlords’ purchasing intentions

Landlords are strengthening their credit profiles as they shift investment away from new acquisitions...

IMLA sounds warning over Basel proposals

The Intermediary Mortgage Lenders Association (IMLA) has warned that housing associations and homebuyers with...

Life & pensions sector to contribute more to FSCS

The Financial Services Compensation Scheme (FSCS) will levy £337m in the financial year 2016/17,...

Scrutiny for parliament over FCA CEO appointment

George Osborne has written to Andrew Tyrie MP, the Chairman of the Treasury Committee,...

Secured loans now faster following cooling-off cull

The implementation of the Mortgage Credit Directive (MCD) has led to increased competitiveness for...

Seconds distributor on CeMAP track

Second charge distributor Fluent Money says it is set to have all 85 of its client-facing...

Tracey McDermott to leave the FCA

Tracey McDermott, acting chief executive of the Financial Conduct Authority (FCA) is to leave...

COMMENT

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

What building the future means for mortgages

Earlier this month I attended the Abundance 360 summit in Los Angeles, Peter Diamandis’s annual gathering of entrepreneurs, scientists, tech CEOs and investors who are,...

Latest news

Mortgage submissions surge as advisers rush to secure rates amid market volatility

Mortgage submissions rose sharply in the wake of geopolitical tensions, as brokers moved quickly...

MorganAsh launches calculator to help firms estimate scale of customer vulnerability

MorganAsh has launched a calculator designed to help financial services firms gauge how many...

Average mortgage rate reaches 5.50% as market reprices

The average mortgage rate tracked by Moneyfacts has climbed to 5.50% for the first...

RSM UK urges action as house price growth stalls and transactions fall

RSM UK is calling for stamp duty reform and more support for first-time buyers...

PROFILES