Regulation

New anti-money laundering rules now in place

SmartSearch has reminded firms that they need to take action now as new rules...

First-tier Tribunal upholds decision to fine Hall and Hanley

The First-tier Tribunal has upheld a fine of £91,000 imposed on Hall and Hanley...

SMP issues SMCR guide for mortgage brokers

The Society of Mortgage Professionals (SMP) has produced a good practice guide in collaboration...

Blackwell: trade associations can stave off regulation

Former FCA mortgage manager, Lynda Blackwell, told last week's ASTL Annual Conference that trade...

Insurance CEO banned for salary switch concealment

The FCA and PRA have banned and fined Stuart Malcolm Forsyth, the former CEO...

Paradigm publishes SMCR schedule document

Paradigm Mortgage Services has launched a new free Senior Managers and Certification Regime (SMCR)...

Illegal loan scheme victims urged to come forward

The Financial Conduct Authority (FCA) has called on customers who took out a loan...

Act now to be ‘SMCR ready’

TMA has warned that advisers looking to ensure that their firm is compliant with...

Paradigm’s CPD & Sales Academy marks first anniversary

Paradigm Mortgage Services is celebrating the one-year anniversary of its CPD & Sales Academy,...

FCA appoints executive director of risk and compliance oversight

The Financial Conduct Authority (FCA) announced that Sheree Howard has been appointed as executive...

FCA appoints new chief economist

The Financial Conduct Authority (FCA) has appointed Kate Collyer as its chief economist. She is...

First 4 Bridging becomes fully FCA regulated

First 4 Bridging (F4B) has reached fully regulated status with the Financial Conduct Authority...

FCA consults over fair treatment of vulnerable customers

The Financial Conduct Authority (FCA) has launched a consultation on proposed guidance for firms...

CP 19/14: IMLA wants alternative arrangements for mortgage prisoners

In response to the Financial Conduct Authority’s (FCA) consultation paper on Responsible Lending (CP...

COMMENT

In our industry, competition and collaboration aren’t opposites

If there's one theme running through the market at the moment, it's the power of retention, and just how much can be achieved when...

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Latest news

Mortgage deals drive two in five bank account switches

Two in five mortgage holders who changed banks after moving home did so to...

Landlords face £40k penalties as property licensing expands

Landlords are being urged to check local licensing rules as councils expand schemes and...

Darrell Walker on LendInvest’s next chapter

After 35 years in banking and mortgages, the former football hopeful thought he might...

Mortgage rates set to rise as leading banks reprice deals

Mortgage borrowers face higher costs as leading lenders respond to a rise in swap...

PROFILES