Regulation

FCA sets new rules for P2P platforms

The Financial Conduct Authority (FCA) is introducing new rules for the peer-to-peer (P2P) sector. These...

AMI’s Sinclair slams latest consultation paper from FCA

The recent FCA Consultation Paper CP19/17, ‘Consultation on mortgage advice and selling standards’ has...

How might the regulator have got it so wrong?

The industry has had a little over a month to digest the contents of...

FCA publishes duty of care discussion feedback

The FCA has published a Feedback Statement summarising the responses received to its Discussion...

PPI still the most complained about product

The Financial Conduct Authority (FCA) has reported that during the second half of 2018...

FCA sounds warning to GI firms

The Financial Conduct Authority (FCA) has warned general insurance (GI) firms about manufacturing, sales...

FCA starts regulating claims management firms

The Financial Conduct Authority (FCA) has begun regulating the claims management industry today. All claims...

SimplyBiz Group providing SM&CR support programme for advisers

The SimplyBiz Group has published details of its programme of support designed to help...

Paradigm publishes free SM&CR guide

Paradigm Mortgage Services has launched a new free guide for all directly authorised advisory...

FCA begins supervisory action in debt management sector

The Financial Conduct Authority (FCA) has published its second thematic review of the debt...

Financial Ombudsman Service award limit hike confirmed

The Financial Conduct Authority (FCA) has confirmed that the Financial Ombudsman Service will soon...

New NED for FCA board

Richard Lloyd has been appointed as a non-executive director to the board of the...

Buy-to-let investor jailed for contempt of court

The High Court of Justice has sentenced Robert John McKendrick to six months imprisonment...

FCA announces appointment of new FSCP chair

The Financial Conduct Authority (FCA) has announced the appointment of Wanda Goldwag as the...

COMMENT

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

AI is changing banking but trust will define who succeeds

For the past three years, the conversation around artificial intelligence in financial services has been dominated by technology. Every week seems to bring another...

Latest news

Stamp duty and community ties deter older homeowners from downsizing

Nearly 60% of over-65s have considered downsizing, but financial costs, community ties and a...

HSBC eases fixed-term contract criteria for residential borrowers

HSBC has widened its residential lending criteria for certain applicants employed on fixed-term contracts. Medical...

Stamp duty and community ties stall downsizing

Nearly three in five over-65s have considered downsizing but stamp duty, family ties and...

Fairfax steps down as Catalyst CEO

Catalyst Property Finance founder Chris Fairfax is stepping down as chief executive following the...

PROFILES