Regulation

Online estate agent’s ads declared misleading

A website and TV ad for HouseSimple, an online estate agent, have been criticised...

Network CEO sees ban upheld

The Upper Tribunal has upheld the Financial Conduct Authority’s (FCA) decision to ban Charles Palmer,...

Firms want clearer FCA communications about Brexit

The Financial Conduct Authority (FCA) and the FCA Practitioner Panel have published the findings...

Lloyds to pay £283m in redress over mortgage arrears fees

Lloyds Banking Group has agreed with the Financial Conduct Authority (FCA) to set up...

Compliance officer fined £75k

The Financial Conduct Authority (FCA) has fined David Watters £75,000 for failing to exercise...

FCA publishes interim review of retirement income market

The Financial Conduct Authority (FCA) has published the interim findings of the Retirement Outcomes...

“Hugely disappointing” govt decision over pensions cold-calling

The government has decided not to legislate to ban pensions cold-calling. Peta Buscombe, Conservative member...

PRA reviewing consumer credit lending following growing concerns

The Prudential Regulation Authority (PRA) has undertaken a review of consumer credit lending, examining...

FCA consults over consumer credit staff incentives

The Financial Conduct Authority (FCA) has today published proposals on how consumer credit firms...

New chairs for FCA panels

The Financial Conduct Authority chairman, John Griffith-Jones, has announced the appointments of new chairs...

AMI calls for up-front product levy

Robert Sinclair, chief executive of the Association of Mortgage Intermediaries (AMI), has re-iterated his...

FSCS providing increased reassurance

New research by the Financial Services Compensation Scheme (FSCS) shows that almost two-thirds of...

Let’s not overreach ourselves again

A few years ago, an enterprising publisher launched a ‘good news’ paper only for...

FCA publishes mission and business plan

The Financial Conduct Authority (FCA) has published its Mission, which aims to give firms and...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

The Saffron broadens criteria across buy-to-let, self-build and residential lending

Saffron for Intermediaries has widened criteria across its buy-to-let, self-build and residential mortgage ranges...

Brokers report rising caution among borrowers as remortgaging picks up

Mortgage brokers are seeing more remortgage activity, but say geopolitical uncertainty, cost of living...

Coadjute joins FCA AI testing programme as conveyancers face tougher AML regime

Coadjute has joined the Financial Conduct Authority’s AI Live Testing programme as conveyancing firms...

Morrow hire to lead intermediary growth strategy

Morrow has appointed Amit Gupta as financial services director as it looks to expand...

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