Regulation

Review of credit information market opened by regulator

The Financial Conduct Authority (FCA) has launched a market study to examine how the...

SimplyBiz Group bolsters SM&CR support

The SimplyBiz Group has improved its Senior Managers and Certification Regime (SM&CR) support for...

Paradigm to hold DA transition event in Manchester

Paradigm Mortgage Services is holding a Direct Authorisation (DA) Transition workshop in Manchester in July. Following...

New FOS chair revealed

Baroness Zahida Manzoor CBE has been appointed as the new chair of the Financial Ombudsman...

FCA sets new rules for P2P platforms

The Financial Conduct Authority (FCA) is introducing new rules for the peer-to-peer (P2P) sector. These...

AMI’s Sinclair slams latest consultation paper from FCA

The recent FCA Consultation Paper CP19/17, ‘Consultation on mortgage advice and selling standards’ has...

How might the regulator have got it so wrong?

The industry has had a little over a month to digest the contents of...

FCA publishes duty of care discussion feedback

The FCA has published a Feedback Statement summarising the responses received to its Discussion...

PPI still the most complained about product

The Financial Conduct Authority (FCA) has reported that during the second half of 2018...

FCA sounds warning to GI firms

The Financial Conduct Authority (FCA) has warned general insurance (GI) firms about manufacturing, sales...

FCA starts regulating claims management firms

The Financial Conduct Authority (FCA) has begun regulating the claims management industry today. All claims...

SimplyBiz Group providing SM&CR support programme for advisers

The SimplyBiz Group has published details of its programme of support designed to help...

Paradigm publishes free SM&CR guide

Paradigm Mortgage Services has launched a new free guide for all directly authorised advisory...

FCA begins supervisory action in debt management sector

The Financial Conduct Authority (FCA) has published its second thematic review of the debt...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

WH Ireland adopts MARS to strengthen vulnerable client support

WH Ireland has adopted the MorganAsh Resilience System (MARS) to improve how it identifies...

HSBC lowers residential and buy-to-let mortgage rates

HSBC UK will reduce rates across a range of residential and buy-to-let mortgages from...

Royal London appoints Gelling as risk chief

Royal London has appointed Louise Gelling as group chief risk officer, subject to regulatory...

Remortgage searches rise 7% in July

Residential remortgage searches increased by 7% during July as purchase and buy-to-let activity weakened,...

PROFILES