Regulation

FCA concerned over credit firms allowing repeat borrowing

The FCA has published the findings of a review into relending by firms that...

360 Dotnet launches Gabriel reporting tool

360 Dotnet has introduced a new tool within 360 Lifecycle to help intermediaries access...

MCI unveils compliance proposition and transition service

MCI Mortgage Club has introduced a new compliance proposition for new and existing mortgage...

New FCA guidance over vulnerable consumers

The Financial Conduct Authority (FCA) has published new best practice guidance for firms to...

FCA simplifies Financial Services Register

The FCA has updated its Financial Services (FS) Register, with changes including a simpler design...

FCA updates guidance for insurance and premium finance firms

The Financial Conduct Authority (FCA) has revealed proposals to extend a series of temporary measures to...

FCA consults on extending SM&CR implementation deadlines

The Financial Conduct Authority (FCA) has published a consultation paper on making changes to...

UK Finance appoints director of mortgages

UK Finance has announced the appointment of Charles Roe as its new director of...

AMI welcomes intermediary fee and levy savings

The Financial Conduct Authority (FCA) has published its policy statement and ‘made rules’ for...

Advisers want future mix of face-to-face and virtual events

The SimplyBiz Group will now deliver a hybrid event programme, in line with feedback...

SM&CR implementation time extended

The Treasury has amended legislation to extend the first assessment of Fit and Proper...

FCA appoints new chief executive

Nikhil Rathi has been appointed as the new permanent chief executive of the Financial...

FCA calls for equity release advise improvements

The Financial Conduct Authority (FCA) has released the finding of its review to equity...

Lloyds Banking Group slapped with £64m mortgage arrears handling fine

The Financial Conduct Authority (FCA) has fined Lloyds Banking Group (Lloyds Bank plc, Bank...

COMMENT

Cashback should put conveyancing into the advice conversation

One of the more interesting findings from our latest quarterly statistics was the position of Nationwide Building Society, which accounted for 25% of all...

Why ownership structure matters in buy-to-let

It's a scenario brokers encounter every day. Two landlord clients approach them about the same type of buy-to-let property, with similar levels of equity...

You own the shares, but are you really just the custodian?

I've built three businesses and I've said the same thing most entrepreneurs have probably said to their mates and family at some point: "Give...

The FCA protection market study shouldn’t ignore redundancy

Considering a third of employers are likely to implement staff redundancies by January 2027, according to Acas, redundancy cover shouldn’t be ignored in wider...

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

Latest news

AI-driven direct lending could erode mainstream mortgage advisers’ market share

Mortgage lenders could use artificial intelligence to attract more customers directly, putting pressure on...

Stamp duty exemption for downsizers could revive housing transactions

Removing stamp duty for older homeowners and people moving to smaller properties could help...

Interest rate expectations too pessimistic as inflation pressures ease

Financial markets may be overestimating the outlook for UK interest rates, with inflation potentially...

Landlords face changing buy-to-let market as lenders predict continued demand

Specialist lenders expect the buy-to-let sector to remain resilient despite regulatory changes, although attracting...

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