Regulation

Widespread public ignorance over second charges

79% of people in the UK don’t know what a second charge mortgage is,...

Coventry for Intermediaries announces new BTL stress rates

Coventry for Intermediaries is increasing its buy-to-let reference rate to 5.5% on loans with...

FCA publishes new data on savings interest rates

The Financial Conduct Authority (FCA) has published the third and final ‘sunlight remedy’ data...

Financial adviser boss banned and fined by FCA

The Financial Conduct Authority (FCA) has published a Decision Notice in respect of Alistair...

FCA focussing on high-cost credit and overdrafts

The Financial Conduct Authority (FCA) is seeking evidence and feedback to further inform its...

Auto-enrolment ad banned

The Advertising Standards Authority (ASA) has ruled against Smart Pension Ltd, of 20 Eastbourne Terrace,...

Autumn Statement 2016: pensions consultation signalled

In today’s Autumn Statement, the chancellor addressed the issue of pensions cold-calling. Philip Hammond told the...

Autumn Statement 2016: the speech in full

Mr Speaker, It is a privilege to report today on an economy which the IMF...

Rigid underwriting not caused by regulation

Tim Wheeldon, chief operating officer (COO) of Fluent for Advisers, has argued that advisers...

Stability has created a narrower mortgage market

The Intermediary Mortgage Lenders Association (IMLA) has published new research which explores whether policymakers’...

FCA consults on LISA regulation

The Financial Conduct Authority (FCA) has outlined its proposed approach to regulating the promotion...

IMLA: private housebuilding an urgent priority

Intermediary Mortgage Lenders Association (IMLA) members believe 'constant' ministerial reshuffles are negatively impacting government...

Sharp rise in Equifinance’s lending volumes

Specialist second charge mortgage lender, Equifinance, has reported a 65% increase in lending volume...

ABI welcomes delay in PRIIPs regulation

The European Commission has announced it will delay the application date of the Insurance-Based...

COMMENT

The UK’s conveyancing conundrum explained

Why is conveyancing so slow in the UK? The average property transaction now takes between 14 and 20 weeks… and that is not taking...

The silent majority: what most financial services customers never tell you

If you work in financial services, you probably have a good handle on formal complaints. You know how many you get, how quickly they’re...

Building momentum is back, but flexible funding will be key to delivery

There are growing signs that development activity across England is beginning to gather momentum again. After a prolonged period of caution driven by higher...

ANALYSIS: Swaps surge and the market braces for impact

It’s been an interesting week so far. Sadly, we’ve had to cancel our BDM meetings, because if we’re being honest, everyone in the market...

The growth is there. Now we must close the gap

The latest UK Finance Later Life Lending Update for Q4 2025 should give every specialist adviser renewed confidence in the scale and resilience of...

Latest news

New platform aims to ease advisers’ compliance burden during client meetings

A new meeting platform designed for mortgage advisers has launched in the UK, aiming...

PEXA hires Julian Wells as UK head of communications

Digital property exchange platform PEXA has appointed Julian Wells as its new UK head...

Market may be overreacting to conflict-driven rate fears

Financial markets could be overreacting in the early days of the conflict as they...

St. James’s Place passes 1,000 female adviser milestone ahead of International Women’s Day

St. James’s Place has revealed that more than 1,000 women are now working as...

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