Regulation

FCA takes action against lender of last resort

The Financial Conduct Authority (FCA) has taken its first criminal action against an individual...

Paragon unveils its first residential range

Paragon Mortgages has embarked upon the first phase of its residential mortgage launch. The range...

Loans firm rapped over envelope

A Belfast-based loans firm has had a complaint about one of its adverts upheld...

In defence of the FCA

At this time of year I’m hoping the seasonal spirit is flowing through you...

Barclays simplifies BTL affordability assessment

Barclays has become the latest lender to respond to the Prudential Regulation Authority's (PRA) new...

FCA unveils mortgage market competition study

The Financial Conduct Authority (FCA) has launched a market study to consider whether competition...

L&G Mortgage Club offers new BTL matrix

Legal & General Mortgage Club has unveiled its new Rental Calculation Matrix. It has...

Widespread public ignorance over second charges

79% of people in the UK don’t know what a second charge mortgage is,...

Coventry for Intermediaries announces new BTL stress rates

Coventry for Intermediaries is increasing its buy-to-let reference rate to 5.5% on loans with...

FCA publishes new data on savings interest rates

The Financial Conduct Authority (FCA) has published the third and final ‘sunlight remedy’ data...

Financial adviser boss banned and fined by FCA

The Financial Conduct Authority (FCA) has published a Decision Notice in respect of Alistair...

FCA focussing on high-cost credit and overdrafts

The Financial Conduct Authority (FCA) is seeking evidence and feedback to further inform its...

Auto-enrolment ad banned

The Advertising Standards Authority (ASA) has ruled against Smart Pension Ltd, of 20 Eastbourne Terrace,...

Autumn Statement 2016: pensions consultation signalled

In today’s Autumn Statement, the chancellor addressed the issue of pensions cold-calling. Philip Hammond told the...

COMMENT

Can I ask you something? Who does your tampons?

Before you judge the title, let me add some context. If you know your British comedy you will recognise this line. It was delivered...

Neurodiversity Celebration Week: Strength in different thinking

In an industry built on detail, judgement, resilience and relationships we often focus on performance, productivity and professionalism. But during Neurodiversity Celebration Week it’s worth...

How advisers can find and secure powerful introducers to grow their business

If you’ve been in financial services long enough, you know that one great introducer can transform your business. Introducers, whether they are estate agents, accountants,...

Ignorance, not cost, still the biggest barrier to protection sales

During 2024 CIExpert commissioned Opinium to speak to 5,000 consumers – a mix of genders and ages – regarding critical illness (CI) insurance. The aim...

The protection gap that runs all the way up the ladder

The property ladder is usually talked about in terms of deposits, equity, and affordability but recent research reveals a less visible truth; moving up...

Latest news

Treasury sets out plans to rein in ombudsman and align rulings with FCA

The government will legislate to reshape the Financial Ombudsman Service following a wide-ranging review...

Duffy urges calm as market volatility hits mortgage pricing

Mortgageforce chief executive Kevin Duffy has urged brokers and borrowers to take a measured...

Skipton shifts to broker model for life cover with LifeSearch deal

Skipton Building Society has partnered with LifeSearch to move from a single-tie protection arrangement...

Virgin Money raises selected mortgage and buy-to-let rates

Virgin Money is increasing a range of residential, remortgage, buy-to-let and product transfer fixed...

PROFILES