Regulation

FCA authorisation for Darwin Loan Solutions’ brands

Manchester-based lending specialist Darwin Loan Solutions has announced that all of the companies within...

Y3S completes Together’s first MCD secured loan

Specialist lender Together has revealed that its first second charge Mortgage Credit Directive (MCD)...

FCA orders £939k ‘rent to own’ redress

The Financial Conduct Authority (FCA) says rent to own provider Buy as You View will pay...

Together secures full FCA authorisation

Together has been granted full authorisation from the Financial Conduct Authority (FCA) for its...

MCD is a great leveller, claims broker

The Loans Engine has welcomed the introduction of the Mortgage Credit Directive (MCD) into the...

Govt’s BTL action causing rents to rise

Tenants are facing the first rises in market rents since the autumn, according to...

Clever Lending granted FCA credit permissions

Master broker Clever Lending says it is "fully ready" for the new Mortgage Credit...

IMLA: Basel proposals could scupper B&B sale

The Intermediary Mortgage Lenders' Association (IMLA) has warned that Basel proposals mean Bradford &...

BUDGET 2016: the speech in full

Mr Deputy Speaker, Today I report on an economy set to grow faster than any...

Landlords divided over government BTL ‘clampdown’

59% of landlords surveyed by property crowdfunding platform Property Partner say they are shelving plans to...

Financial Advice Market Review recommendations published

The Financial Advice Market Review (FAMR) report into access to affordable financial advice and...

New chair for CML Scotland

Carol Anderson has been appointed new chair of the Council of Mortgage Lenders (CML) in...

Strong approvals performance in February

The latest Mortgage Monitor from E.surv has found that overall house purchase approvals (seasonally...

Conveyancers want stability from Budget 

The Conveyancing Association (CA) has urged George Osborne to "favour stability over continued change"...
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COMMENT

Homebuying

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

Latest news

banks

OSb Group begins search for new CEO as Andy Golding prepares to retire

OSB Group has begun the search for a new chief executive after Andy Golding...
Bridging

Q3 bridging lending hits to £209m as Budget looms

Bridging finance activity increased in the third quarter of 2025, with total gross lending...
Appointments

Black & White Bridging announces new appointment and internal promotions

Black & White Bridging has expanded its relationship team with the appointment of a...
House prices

Housing market stalls as Budget fears weigh on buyers and sellers

Britain’s housing market slowed sharply in October as jitters ahead of the Autumn Budget...

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