Regulation

SMP issues SMCR guide for mortgage brokers

The Society of Mortgage Professionals (SMP) has produced a good practice guide in collaboration...

Blackwell: trade associations can stave off regulation

Former FCA mortgage manager, Lynda Blackwell, told last week's ASTL Annual Conference that trade...

Insurance CEO banned for salary switch concealment

The FCA and PRA have banned and fined Stuart Malcolm Forsyth, the former CEO...

Paradigm publishes SMCR schedule document

Paradigm Mortgage Services has launched a new free Senior Managers and Certification Regime (SMCR)...

Illegal loan scheme victims urged to come forward

The Financial Conduct Authority (FCA) has called on customers who took out a loan...

Act now to be ‘SMCR ready’

TMA has warned that advisers looking to ensure that their firm is compliant with...

Paradigm’s CPD & Sales Academy marks first anniversary

Paradigm Mortgage Services is celebrating the one-year anniversary of its CPD & Sales Academy,...

FCA appoints executive director of risk and compliance oversight

The Financial Conduct Authority (FCA) announced that Sheree Howard has been appointed as executive...

FCA appoints new chief economist

The Financial Conduct Authority (FCA) has appointed Kate Collyer as its chief economist. She is...

First 4 Bridging becomes fully FCA regulated

First 4 Bridging (F4B) has reached fully regulated status with the Financial Conduct Authority...

FCA consults over fair treatment of vulnerable customers

The Financial Conduct Authority (FCA) has launched a consultation on proposed guidance for firms...

CP 19/14: IMLA wants alternative arrangements for mortgage prisoners

In response to the Financial Conduct Authority’s (FCA) consultation paper on Responsible Lending (CP...

Modular GDPR compliance platform unveiled

Technology software DS Compliance has launched DS Dash:GDPR​​, a compliance management platform for managing...

New chairs for FCA Practitioner Panels

The Financial Conduct Authority chair, Charles Randell, has announced the appointments of new chairs...
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COMMENT

Commonhold and Leasehold Reform

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Why energy efficiency is hiding mortgage portfolio risk

For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...

Latest news

Regulation

FCA explores rent payments as mortgage evidence

Rental payment histories could play a greater role in mortgage affordability assessments as the...
Buy-to-let

Landlords’ average rental income rises to £88,454

The average UK landlord portfolio generates £88,454 a year in gross rental income, according...
Commonhold and Leasehold Reform

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment...
News

Virgin Money ups residential mortgage rates

Virgin Money will increase selected purchase and remortgage rates by as much as 0.30%...

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