Regulation

FCA bans and fines NED

The Financial Conduct authority (FCA) has banned Angela Burns from acting as a non-executive...

FCA sees inconsistencies in firms’ arrears management practices

The Financial Conduct Authority (FCA) has published findings on how mortgage lenders treat customers...

PMS offers bespoke compliance service for members

PMS Mortgage Club has launched a compliance solution for directly authorised mortgage and protection...

FCA launches further consultation ahead of possible ‘no deal’ Brexit

The Financial Conduct Authority (FCA) has published a further consultation on its approach to...

Short-term loan ad banned for RAPR ambiguity

The Advertising Standards Authority (ASA) has banned a television advert from GAIN Credit (trading...

Treasury says finding solutions for mortgage prisoners “a top priority”

The Economic Secretary to the Treasury John Glen MP,  has written to the Treasury...

FCA proposes new PPI mailing requirements

The Financial Conduct Authority (FCA) has issued final guidance that clarifies its expectations about...

FSE Midlands: FSA final report not expected until Spring

The mortgage industry should not expect the FCA’s Mortgages Market Study Final Report and...

FSE Midlands: landlords needs adviser help over HMO licensing changes

Advisers have been urged to help those landlords who may be receiving letters from...

FCA launches general insurance market study

The Financial Conduct Authority (FCA) has outlined the issues it will focus on as...

AMI says proposed FOS compensation hike “inappropriate”

The Association of Mortgage Intermediaries (AMOI) has criticised the FCA's proposed increase of the...

AMI concerned by FCA’s FOS extension

The Association of Mortgage Intermediaries (AMI) says it is "deeply concerned" over the Financial...

AMI expresses concern over new FCA directory

The Association of Mortgage Intermediaries (AMI) has responded to the FCA consultation on a...

FCA fines Tesco Bank fined £16.4m for cyber security failures

The Financial Conduct Authority has fined Tesco Bank £16,400,000 for failing to exercise due...

COMMENT

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Latest news

House price growth slows to 2.7%

Annual UK house price growth slowed to 2.7% in May, down from 3.9% in...

Home improvements remain leading reason for equity release

Home adaptations and improvements remained the most common reason for taking out a lifetime...

TMG launches consumer advice business

TMG Mortgage Network has launched a consumer-facing business offering mortgage, protection and later life...

Bridging Soup launches major market research initiative

Bridging Soup has launched a new research initiative to build a clearer picture of...

PROFILES