Regulation

FCA to investigate six life firms

The Financial Conduct Authority (FCA) has this morning published a report setting out its findings...

FCA to pilot general insurance scorecards

The Financial Conduct Authority (FCA) is to pilot the publication of general insurance ‘scorecards’...

Precise completes MCD-compliant secured loan

Precise Mortgages has completed its first Mortgage Credit Directive (MCD) compliant second charge loan. The...

Losses continue at RBS

The Royal Bank of Scotland Group (RBS) has reported a loss for 2015 of...

First Complete begins MCD training across UK

First Complete has started to carry out UK-wide training on the impact of the...

Affordability hit borrowers turning to bridging

86% of brokers surveyed saw an increase in bridging loan volume during the fourth...

Ferratum gains FCA authorisation

Short-term and payday loan provider Ferratum UK has been granted authorisation by the Financial Conduct Authority...

2016: Challenges, changes and opportunities for brokers

To quote a heavily used cliché from Alexander Graham Bell: “When one door closes,...

Regulator wants CCA stakeholder views

The Financial Conduct Authority (FCA) has launched a Call for Input on the review...

Freedom Finance offering three MCD broker options

Freedom Finance’s intermediary division has provided details its available options for intermediaries who will...

Precise Mortgages’ MCD upgrade is completed

DPR Consulting has completed a systems upgrade for Precise Mortgages. The update provides compliance with...

PFS proposes solution in FAMR commission debate

The Personal Finance Society has suggested a solution to the debate over commission and the Financial...

SMP welcomes FCA exam review

The Financial Conduct Authority's (FCA) decision to review examination standards across a broad range...

V Loans adopts MCD changes

V Loans has decided to implement Mortgage Credit Directive (MCD) changes ahead of the deadline. The second...
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COMMENT

Comment

Why limited company lending is now the real buy-to-let mainstream

It’s funny how quickly the market changes its rhythm. Not long ago, limited company buy-to-let felt like a specialist niche, the preserve of portfolio...

TOM BILL: Lower borrowing costs offer Treasury respite

The length of the Office for Budget Responsibility’s observation window – the period when it takes a snapshot of the economy to inform its...

How social media has transformed financial services

As SM Advice celebrates its first year it’s hard to ignore just how much social media has changed for financial services - and for...

Work provides purpose, something well worth protecting

When you meet someone for the first time, what questions do you ask? After enquiring about their name and where they live, the next...

Digital ID cards could be transformative for the UK

With identity verification now being introduced across government - from Companies House and the Department for Work and Pensions (DWP) to the EU’s new...

Latest news

Appointments

HLPartnership appoints new chief compliance officer

HLPartnership has appointed Laura Havard as its new chief compliance officer, bolstering the mortgage...
Economy

Consumers brace for pricier Christmas as confidence weakens

British consumers are preparing to spend more in the run-up to Christmas despite growing...
Specialist

Access FS launches specialist finance packaging division

Access Financial Services has launched a new internal division dedicated to specialist finance as...
Buy-to-let

Accord reduces affordability stress rates

Accord Mortgages has introduced changes to its affordability assessments designed to ease pressure on...

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