Regulation

CP 19/14: IMLA wants alternative arrangements for mortgage prisoners

In response to the Financial Conduct Authority’s (FCA) consultation paper on Responsible Lending (CP...

Modular GDPR compliance platform unveiled

Technology software DS Compliance has launched DS Dash:GDPR​​, a compliance management platform for managing...

New chairs for FCA Practitioner Panels

The Financial Conduct Authority chair, Charles Randell, has announced the appointments of new chairs...

Review of credit information market opened by regulator

The Financial Conduct Authority (FCA) has launched a market study to examine how the...

SimplyBiz Group bolsters SM&CR support

The SimplyBiz Group has improved its Senior Managers and Certification Regime (SM&CR) support for...

Paradigm to hold DA transition event in Manchester

Paradigm Mortgage Services is holding a Direct Authorisation (DA) Transition workshop in Manchester in July. Following...

New FOS chair revealed

Baroness Zahida Manzoor CBE has been appointed as the new chair of the Financial Ombudsman...

FCA sets new rules for P2P platforms

The Financial Conduct Authority (FCA) is introducing new rules for the peer-to-peer (P2P) sector. These...

AMI’s Sinclair slams latest consultation paper from FCA

The recent FCA Consultation Paper CP19/17, ‘Consultation on mortgage advice and selling standards’ has...

How might the regulator have got it so wrong?

The industry has had a little over a month to digest the contents of...

FCA publishes duty of care discussion feedback

The FCA has published a Feedback Statement summarising the responses received to its Discussion...

PPI still the most complained about product

The Financial Conduct Authority (FCA) has reported that during the second half of 2018...

FCA sounds warning to GI firms

The Financial Conduct Authority (FCA) has warned general insurance (GI) firms about manufacturing, sales...

FCA starts regulating claims management firms

The Financial Conduct Authority (FCA) has begun regulating the claims management industry today. All claims...

COMMENT

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

PropTech silos prolong mortgage journey, Houzecheck warns

Disconnected property technology is creating new data silos instead of delivering faster mortgage and...

Swansea BS completes £25k charity fund with YMCA Cardiff donation

Swansea Building Society has completed an anniversary charity fund with a £3,000 donation to...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike...

No mandate for automatic cohabitation rights, Deech warns

Proposals giving cohabiting couples automatic rights over homes, pensions and other assets lack clear...

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