Regulation

FCA allows affordability waiver for lifetime mortgages

The Financial Conduct Authority (FCA) has decided allow lifetime mortgage lenders to apply for...

Call for re-levelling of disclosure playing field

The Association of Mortgage Intermediaries (AMI) has called for the Financial Conduct Authority (FCA)...

“Time for DAs to decide” over seconds route

Master broker Clever Lending says it is still seeing a number of Directly Authorised...

Business as usual for seconds

Fluent Money has claimed that "strong" collaboration between lenders, distributors and brokers in the...

AMI to fight FCA’s “unfair fees”

The Association of Mortgage Intermediaries (AMI) has responded the Financial Conduct Authority's (FCA) Business...

FHL: longer-term BTL rates should appease FPC

Foundation Home Loans’ commercial director, Simon Bayley, believes that much of the issue surrounding...

IMLA fears PRA action will dumb down buy-to-let market

The intermediary Mortgage Lenders' Association (IMLA) has responded to the Prudential Regulation Authority (PRA) consultation...

Lloyds Bank launches online remortgage service

A new online service to provide increased ease for those looking to switch their...

Kent Reliance offers landlord guide to incorporating

Kent Reliance has commissioned a new report to educate landlords on the tax implications...

BoE proposes BTL affordability tests

The Bank of England is seeking to further clamp down on the UK's buy-to-let...

BoE seeks to define ‘portfolio landlord’

The Bank of England's Prudential Regulatory Authority (PRA) intends to establish a standard definition of...

80% of DAs advising on second charges themselves

The Loans Engine has claimed that eight out of 10 directly authorised (DA) advisers...

FCA authorisation for Darwin Loan Solutions’ brands

Manchester-based lending specialist Darwin Loan Solutions has announced that all of the companies within...

Y3S completes Together’s first MCD secured loan

Specialist lender Together has revealed that its first second charge Mortgage Credit Directive (MCD)...
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COMMENT

Protection

AMI Protection Viewpoint 2025: Reigniting the protection journey

Making protection relevant and keeping customers engaged is a vital part of the advice process. Yet the recent Association of Mortgage Intermediaries’ Protection Viewpoint 2025...

AUTUMN BUDGET: Further damage to buy-to-let investors

Yesterday’s Budget represented yet another decisive step in the dismantling of the traditional buy-to-let sector. The Government has chosen to tighten the tax screw on...

AUTUMN BUDGET: Much ado about nothing… Thank goodness

The Keystone Cops were out in force yesterday in the Commons, as exemplified by the OBR’s involuntarily (we suppose) leaking of the Budget before...

Brokers need more lender choice to meet real-life borrower needs

With more borrowers falling outside traditional lending criteria, brokers need a wider range of lenders than ever before to serve a growing range of...

AUTUMN BUDGET: Still ducking the housing question

The Chancellor set out to fix an economy that is not working well enough for working people, talking about high bills, squeezed living standards...

Latest news

Building Societies

Family Building Society expands borrowing capacity with revised affordability model

Family Building Society has increased borrowing power for owner occupier mortgages by up to...
News

LeadCrowd launches discounted lead marketplace for brokers

LeadCrowd has expanded its platform with the launch of a new marketplace selling discounted...
networks

Vickers Young joins Stonebridge as firm pursues long-term expansion

Mortgage and protection firm Vickers Young has joined the Stonebridge network as it accelerates...
Buy-to-let

Finova warns specialist buy-to-let demand risks being held back by gaps in lender support

New analysis from Finova suggests that, despite strong margins and lower perceived risk, specialist...

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