Regulation

CMA fines five estate agents over cartel

The Competition and Markets Authority (CMA) has taken enforcement action against five estate agents for...

FSE 2017: end of individual approved persons?

Advisers have voiced concern to the regulator that its new ‘Accountability 2’ senior manager...

Aldermore publishes standardised BTL templates

Aldermore has made new documents available to brokers and landlords in advance of the...

Online estate agent’s ads declared misleading

A website and TV ad for HouseSimple, an online estate agent, have been criticised...

Network CEO sees ban upheld

The Upper Tribunal has upheld the Financial Conduct Authority’s (FCA) decision to ban Charles Palmer,...

Firms want clearer FCA communications about Brexit

The Financial Conduct Authority (FCA) and the FCA Practitioner Panel have published the findings...

Lloyds to pay £283m in redress over mortgage arrears fees

Lloyds Banking Group has agreed with the Financial Conduct Authority (FCA) to set up...

Compliance officer fined £75k

The Financial Conduct Authority (FCA) has fined David Watters £75,000 for failing to exercise...

FCA publishes interim review of retirement income market

The Financial Conduct Authority (FCA) has published the interim findings of the Retirement Outcomes...

“Hugely disappointing” govt decision over pensions cold-calling

The government has decided not to legislate to ban pensions cold-calling. Peta Buscombe, Conservative member...

PRA reviewing consumer credit lending following growing concerns

The Prudential Regulation Authority (PRA) has undertaken a review of consumer credit lending, examining...

FCA consults over consumer credit staff incentives

The Financial Conduct Authority (FCA) has today published proposals on how consumer credit firms...

New chairs for FCA panels

The Financial Conduct Authority chairman, John Griffith-Jones, has announced the appointments of new chairs...

AMI calls for up-front product levy

Robert Sinclair, chief executive of the Association of Mortgage Intermediaries (AMI), has re-iterated his...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage...

First-time buyers turning to side hustles to bridge deposit gap

Almost half of aspiring first-time buyers are using secondary income streams to help fund...

Vida cuts residential rates and loosens criteria for self-employed and contractor borrowers

Vida has reduced selected residential mortgage rates by up to 106 basis points and...

Iress adds AI underwriting tool to The Exchange in protection push

Iress has struck a deal with The Interesting Life Company to offer an AI-powered...

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