Regulation

Advisers have a post-MMR opportunity

The London FSE shows always bring up an interesting number of industry issues to...

MBE to create MCD implementation forum

Seminars at the upcoming Mortgage Business Expo (MBE) will create a forum to focus...

L&G adds to MCD preparedness debate

Legal & General Mortgage Club has responded to Clever Lending’s survey on the Mortgage...

Y3S secures full FCA authorisation

Second charge packager Y3S Loans has received formal notification of authorisation from the Financial...

RICS sets out ideas to tackle UK housing crisis

Nearly three million homes could be released into the housing market if better incentives and...

71% of brokers “not ready for MCD regulation”

Secured loan master broker Clever Lending has claimed there is a widespread lack of...

New MCD implementation guide from Paradigm

Paradigm Mortgage Services has published its second Mortgage Credit Directive (MCD) implementation update for...

Many borrowers still confused by MMR rules

Two-thirds of potential house buyers have been left in the dark about the Mortgage...

TMA partners with Shawbrook Academies

Shawbrook Academies have launched in partnership with TMA. The academies are designed specifically for UK...

Clever Lending: we’re set for early MCD compliance 

Clever Lending has claimed it is "well on the way" to ensuring all of its staff,...

New Mortgage Extra Live events from Sesame

Sesame Bankhall Group (SBG) is to hold a new round of mortgage seminars at...

FSE London: business opportunity from holistic approach

The implementation of the Mortgage Credit Directive (MCD) and the introduction of FCA regulation...

FSE London: service disclosure will be key

The Financial Conduct Authority (FCA) has revealed that putting an adviser’s service disclosure document...

FSE London: Further buy-to-let regulation likely

The curbing tax relief on interest-only buy-to-let mortgages for landlords by Chancellor George Osborne...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...