Regulation

FCA simplifies Financial Services Register

The FCA has updated its Financial Services (FS) Register, with changes including a simpler design...

FCA updates guidance for insurance and premium finance firms

The Financial Conduct Authority (FCA) has revealed proposals to extend a series of temporary measures to...

FCA consults on extending SM&CR implementation deadlines

The Financial Conduct Authority (FCA) has published a consultation paper on making changes to...

UK Finance appoints director of mortgages

UK Finance has announced the appointment of Charles Roe as its new director of...

AMI welcomes intermediary fee and levy savings

The Financial Conduct Authority (FCA) has published its policy statement and ‘made rules’ for...

Advisers want future mix of face-to-face and virtual events

The SimplyBiz Group will now deliver a hybrid event programme, in line with feedback...

SM&CR implementation time extended

The Treasury has amended legislation to extend the first assessment of Fit and Proper...

FCA appoints new chief executive

Nikhil Rathi has been appointed as the new permanent chief executive of the Financial...

FCA calls for equity release advise improvements

The Financial Conduct Authority (FCA) has released the finding of its review to equity...

Lloyds Banking Group slapped with £64m mortgage arrears handling fine

The Financial Conduct Authority (FCA) has fined Lloyds Banking Group (Lloyds Bank plc, Bank...

AMI wants FCA to revise 2020 budgets

The Association of Mortgage Intermediaries (AMI) has submitted its response to the FCA’s consultation...

FSCS levy to exceed forecast

The Financial Services Compensation Scheme (FSCS) has confirmed its levy for 2020/21. FSCS will levy...

Paradigm Mortgage Services provides Gabriel reporting function

Paradigm Mortgage Services has partnered with MyGabriel Accounting Solution which provides advisory firms with...

FCA issues final report on PPI deadline 

The Financial Conduct Authority (FCA) has published its final report on the impact of...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Technology

Mortgage brokers have little to fear from AI, says Mortgageforce boss

Mortgage brokers should embrace artificial intelligence rather than fear it will ultimately replace them,...
Homebuying

Waiting for completion causes greater anxiety than saving for a deposit

Delays towards the end of the homebuying process are a greater source of anxiety...
Conveyancing

Leasehold delays put Christmas property completions under pressure

Homebuyers hoping to complete before Christmas face increasingly tight deadlines, with leasehold transactions and...
Technology

Conveyancing firms warned over risks of uncoordinated AI adoption

Conveyancing firms risk undermining the benefits of artificial intelligence unless they address weaknesses in...

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