Regulation

FCA fines Tesco Bank fined £16.4m for cyber security failures

The Financial Conduct Authority has fined Tesco Bank £16,400,000 for failing to exercise due...

Citizens Advice super-complaint includes mortgages and GI

Citizens Advice has submitted a super-complaint to the Competition and Markets Authority (CMA) calling...

Not smooth sailing for FCA comparison tool development

When the FCA’s Mortgages Market Study Interim Report came out, there were a number...

Another Sunny Loans TV ad banned

Elevate Credit International, which trades as Sunny Loans, has been told by the Advertising...

FCA recruits new competition director from CMA

The Financial Conduct Authority (FCA) has appointed Sheldon Mills as its new director of...

Sunny Loans ad banned by watchdog

A Sunny Loans ad has been found to have given misleading impression that the...

Credit score provider merger referred on competition grounds

The Competition and Markets Authority (CMA) has referred Experian’s purchase of ClearScore for an...

FCA begins crowdfunding consultation

The Financial Conduct Authority (FCA) is proposing to change to the rules for crowdfunding...

Loan directors banned for misleading customers

The Financial Conduct Authority (FCA) has banned four former directors and shareholders of Secure My...

“Baffling patchwork” of housing complaint schemes and routes

Ombudsman Services (OS), which is withdrawing from handling complaints in the housing and property sector next...

FCA challenged to do more to support professionalism in UK financial services

A financial services alliance with a combined global membership of 200,000 is challenging the...

FCA clarifies fairer treatment of regular premium PPI complaints

The Financial Conduct Authority (FCA) has issued a consultation paper on new guidance about...

Regulator proposes directory of financial services workers 

The Financial Conduct Authority (FCA) has proposed a new directory to help consumers and...

FCA wants improvement in servicing those with pre-existing medical conditions

The Financial Conduct Authority (FCA) has published feedback on its Call for Input (CfI)...

COMMENT

ABS 2026 review: Economic factors stemming growth

As the Global ABS conference ended there was no doubt that it was a huge success, with official numbers being confirmed at 5,500 attendees,...

Government support is fundamental to market growth

We’ve seen another week of mainstream lenders reduce their rates with more reductions predicted this coming week. This shows more comfort and confidence around...

Bridging is a natural fit for a Shariah-compliant bridging provider

The UK bridging market is, in many ways, a natural fit for Shariah-compliant finance because both are fundamentally built around real assets, partnership structures...

Why relationships are becoming the mortgage industry’s most valuable asset

Information has never been more accessible, yet confidence in financial services remains relatively low. As technology continues to reshape the market, the value of...

Before brokers invest in AI, they need to ask the right questions

AI has moved quickly from industry talking point to commercial priority. For mortgage brokers, the question is no longer whether AI matters. It is...

Latest news

BuildLoan expands into commercial mortgages after pilot programme

BuildLoan has launched a commercial mortgage proposition to intermediaries nationwide following a pilot programme...

CAL relocates to larger Woking headquarters to support growth ambitions

Panel management firm CAL has moved to new offices in central Woking as it...

Landbay cuts buy-to-let rates across core and specialist ranges

Landbay has reduced rates by up to 20 basis points across its Core and...

Interest-only lending evolves as later life borrowing grows, says Phoebus

The continued decline in interest-only mortgage balances reflects a healthier market and changing borrower...

PROFILES