Regulation

Secured loans now faster following cooling-off cull

The implementation of the Mortgage Credit Directive (MCD) has led to increased competitiveness for...

Seconds distributor on CeMAP track

Second charge distributor Fluent Money says it is set to have all 85 of its client-facing...

Tracey McDermott to leave the FCA

Tracey McDermott, acting chief executive of the Financial Conduct Authority (FCA) is to leave...

LLA responses to FCA’s ageing population paper

The Later Life Academy (LLA) has submitted its response to the FCA Discussion Paper (DP16-1),...

LIBOR submitter banned by FCA

The Financial Conduct Authority (FCA) has banned Paul White from performing any function in...

FCA approves change of control for Everyday Loans

The Financial Conduct Authority (FCA) has given the green light for Non Standard Finance...

New deputy governor for the BoE

Sam Woods has been appointed deputy governor for the Bank of England with responsibility...

FCA allows affordability waiver for lifetime mortgages

The Financial Conduct Authority (FCA) has decided allow lifetime mortgage lenders to apply for...

Call for re-levelling of disclosure playing field

The Association of Mortgage Intermediaries (AMI) has called for the Financial Conduct Authority (FCA)...

“Time for DAs to decide” over seconds route

Master broker Clever Lending says it is still seeing a number of Directly Authorised...

Business as usual for seconds

Fluent Money has claimed that "strong" collaboration between lenders, distributors and brokers in the...

AMI to fight FCA’s “unfair fees”

The Association of Mortgage Intermediaries (AMI) has responded the Financial Conduct Authority's (FCA) Business...

FHL: longer-term BTL rates should appease FPC

Foundation Home Loans’ commercial director, Simon Bayley, believes that much of the issue surrounding...

IMLA fears PRA action will dumb down buy-to-let market

The intermediary Mortgage Lenders' Association (IMLA) has responded to the Prudential Regulation Authority (PRA) consultation...

Latest POLL

COMMENT

The buy-to-let market continues to defy expectations

Perception and reality are often mistaken for one another. That is especially true in the buy-to-let market, where sentiment frequently diverges from what is...

Advisers are missing a clear chance to help clients with survey advice

For years, advisers have often seen surveys as something outside their core work. Some did not know enough about them. Some were unsure how...

Later life lending and the importance of a lasting power of attorney

It’s fair to say that later life lending has moved from a niche corner of the market into a more mainstream space, as older...

What my Gen Z daughter can teach us about engaging young buyers

Younger people are often badged with some unfair stereotypes when it comes to protection - "they're not interested", "they don't care", "they won't engage"....

How lenders’ new freedoms are undermining client relationships

Can we expect lenders to try and tighten their grip on borrowers at their advisers’ expense in 2026? Many advisers will have seen signs of...

Latest news

First Mortgage enters London market with KFH acquisition

First Mortgage has moved into the London mortgage market through its acquisition of estate...

Penrith BS joins LMS Panel Link network

LMS has added Penrith Building Society to its Panel Link platform as the Cumbrian...

Budget’s £2m property levy prompts valuation warning

High-value homeowners are being urged not to attempt artificial reductions to their property valuations...

2-year mortgage fixes dominate as borrowers bet on falling rates

Nearly half of mortgage customers were searching for 2-year fixed-rate deals last month as...

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