Regulation

Warning sounded over pay rate BTL

Simon Bayley, commercial director at Foundation Home Loans, has questioned whether the next affordability bubble...

Hamptons Estates’ ad misleading, rules watchdog

The Advertising Standards Authority (ASA) has told Hampton Estates that an online advert outlining...

Paragon: decline in landlords’ purchasing intentions

Landlords are strengthening their credit profiles as they shift investment away from new acquisitions...

IMLA sounds warning over Basel proposals

The Intermediary Mortgage Lenders Association (IMLA) has warned that housing associations and homebuyers with...

Life & pensions sector to contribute more to FSCS

The Financial Services Compensation Scheme (FSCS) will levy £337m in the financial year 2016/17,...

Scrutiny for parliament over FCA CEO appointment

George Osborne has written to Andrew Tyrie MP, the Chairman of the Treasury Committee,...

Secured loans now faster following cooling-off cull

The implementation of the Mortgage Credit Directive (MCD) has led to increased competitiveness for...

Seconds distributor on CeMAP track

Second charge distributor Fluent Money says it is set to have all 85 of its client-facing...

Tracey McDermott to leave the FCA

Tracey McDermott, acting chief executive of the Financial Conduct Authority (FCA) is to leave...

LLA responses to FCA’s ageing population paper

The Later Life Academy (LLA) has submitted its response to the FCA Discussion Paper (DP16-1),...

LIBOR submitter banned by FCA

The Financial Conduct Authority (FCA) has banned Paul White from performing any function in...

FCA approves change of control for Everyday Loans

The Financial Conduct Authority (FCA) has given the green light for Non Standard Finance...

New deputy governor for the BoE

Sam Woods has been appointed deputy governor for the Bank of England with responsibility...

FCA allows affordability waiver for lifetime mortgages

The Financial Conduct Authority (FCA) has decided allow lifetime mortgage lenders to apply for...

Latest POLL

COMMENT

We need clearer guidance on Stamp Duty advice

Just over a week ago Angela Rayner resigned following the discovery of a Stamp Duty breach on a flat she owns in Hove. She...

AI could make obsolescence obsolete and slash global e-waste

For decades, technology has been trapped in a cycle of forced obsolescence. Each year, a new iPhone or Android release quietly renders last year’s...

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Latest news

Antiquated homebuying system costs UK economy £1.5bn a year

The UK’s outdated homebuying process is draining at least £1.5 billion annually from consumers...

LSL’s Financial Services arm drives growth in first-half results

LSL Property Services has reported steady first-half results, with its Financial Services division continuing...

Market Financial Solutions launches ‘Fusion Premier’ range for portfolio landlords

Market Financial Solutions has launched a new ‘Fusion Premier’ range, designed to allow large...

Self-employed workers would switch to a salaried job to get a mortgage

The majority of self-employed workers would switch to a salaried job to get a...