Regulation

FHL: longer-term BTL rates should appease FPC

Foundation Home Loans’ commercial director, Simon Bayley, believes that much of the issue surrounding...

IMLA fears PRA action will dumb down buy-to-let market

The intermediary Mortgage Lenders' Association (IMLA) has responded to the Prudential Regulation Authority (PRA) consultation...

Lloyds Bank launches online remortgage service

A new online service to provide increased ease for those looking to switch their...

Kent Reliance offers landlord guide to incorporating

Kent Reliance has commissioned a new report to educate landlords on the tax implications...

BoE proposes BTL affordability tests

The Bank of England is seeking to further clamp down on the UK's buy-to-let...

BoE seeks to define ‘portfolio landlord’

The Bank of England's Prudential Regulatory Authority (PRA) intends to establish a standard definition of...

80% of DAs advising on second charges themselves

The Loans Engine has claimed that eight out of 10 directly authorised (DA) advisers...

FCA authorisation for Darwin Loan Solutions’ brands

Manchester-based lending specialist Darwin Loan Solutions has announced that all of the companies within...

Y3S completes Together’s first MCD secured loan

Specialist lender Together has revealed that its first second charge Mortgage Credit Directive (MCD)...

FCA orders £939k ‘rent to own’ redress

The Financial Conduct Authority (FCA) says rent to own provider Buy as You View will pay...

Together secures full FCA authorisation

Together has been granted full authorisation from the Financial Conduct Authority (FCA) for its...

MCD is a great leveller, claims broker

The Loans Engine has welcomed the introduction of the Mortgage Credit Directive (MCD) into the...

Govt’s BTL action causing rents to rise

Tenants are facing the first rises in market rents since the autumn, according to...

Clever Lending granted FCA credit permissions

Master broker Clever Lending says it is "fully ready" for the new Mortgage Credit...

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COMMENT

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Broker proactivity can ease path back to prime

One of the lessons we’ve taken from the ever rising levels of interest in our near prime range recently is that brokers are seeing...

Self-employment: A career not a complication

There’s a persistent myth in the market that self-employed borrowers are a high-risk, hard-to-place category. But some lenders see things differently. Whether it’s a dentist...

We need to look again at two-year swaps…

Over the last 12 months, we’ve seen three notable things happen in the swaps market and interest rates in general. Firstly and obviously, rates have...

Latest news

Catalyst Property Finance acquired by Foundation’s sister company

Specialist lender Catalyst Property Finance has been acquired by The FHL Group, the sister...

Housing crisis deepens as supply falls and affordability worsens

The UK housing crisis is worsening, with affordability pressures mounting and housing supply stalling,...

Clydesdale Bank eases criteria for self-employed mortgage applicants

Clydesdale Bank is set to introduce a series of changes to its mortgage criteria...

Newcastle trims large loan mortgage rates

Newcastle for Intermediaries has announced rate reductions of up to 0.30% across its large...