Regulation

L&G Mortgage Club offers new BTL matrix

Legal & General Mortgage Club has unveiled its new Rental Calculation Matrix. It has...

Widespread public ignorance over second charges

79% of people in the UK don’t know what a second charge mortgage is,...

Coventry for Intermediaries announces new BTL stress rates

Coventry for Intermediaries is increasing its buy-to-let reference rate to 5.5% on loans with...

FCA publishes new data on savings interest rates

The Financial Conduct Authority (FCA) has published the third and final ‘sunlight remedy’ data...

Financial adviser boss banned and fined by FCA

The Financial Conduct Authority (FCA) has published a Decision Notice in respect of Alistair...

FCA focussing on high-cost credit and overdrafts

The Financial Conduct Authority (FCA) is seeking evidence and feedback to further inform its...

Auto-enrolment ad banned

The Advertising Standards Authority (ASA) has ruled against Smart Pension Ltd, of 20 Eastbourne Terrace,...

Autumn Statement 2016: pensions consultation signalled

In today’s Autumn Statement, the chancellor addressed the issue of pensions cold-calling. Philip Hammond told the...

Autumn Statement 2016: the speech in full

Mr Speaker, It is a privilege to report today on an economy which the IMF...

Rigid underwriting not caused by regulation

Tim Wheeldon, chief operating officer (COO) of Fluent for Advisers, has argued that advisers...

Stability has created a narrower mortgage market

The Intermediary Mortgage Lenders Association (IMLA) has published new research which explores whether policymakers’...

FCA consults on LISA regulation

The Financial Conduct Authority (FCA) has outlined its proposed approach to regulating the promotion...

IMLA: private housebuilding an urgent priority

Intermediary Mortgage Lenders Association (IMLA) members believe 'constant' ministerial reshuffles are negatively impacting government...

Sharp rise in Equifinance’s lending volumes

Specialist second charge mortgage lender, Equifinance, has reported a 65% increase in lending volume...

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COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

Skipton brings brokers and developers together to drive sustainable housing agenda

Skipton Building Society has brought together brokers, developers, and sustainability specialists at its head...

Foundation Home Loans expands residential range and cuts rates

Foundation Home Loans has announced a series of rate reductions and product enhancements across...

ColCap and Molo complete £300m buy-to-let securitisation

ColCap Financial and digital mortgage lender Molo have completed their second securitisation under the...

West Brom cuts mortgage rates to aid first-time buyers and remortgagers

West Brom Building Society has reduced rates across its core two-year and three-year mortgage...

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