Regulation

AMI positive about FCA’s Consumer Duty

The Association of Mortgage Intermediaries (AMI) has responded to the FCA's announcement on its...

FCA to introduce new overarching principle and rules for firms to follow

The Financial Conduct Authority (FCA) plans to bring in a new Consumer Duty, which...

New chair for FCA

The Treasury has announced the appointment of Ashley Alder as the new chair of...

FCA expands leadership team

The Financial Conduct Authority (FCA) has appointed six directors as it expands its headcount....

Mortgage market reviews can always benefit advisers

Boris Johnson’s recent announcement of a new ‘independent review of access to mortgage finance’...

Paradigm introduces hub to provide consumer duty support

Paradigm has launched a new Consumer Duty Support hub for all adviser firms which...

FOS reports rise in complaints about second charge mortgages

The Financial Ombudsman Service (FOS) has published its annual complaints data for the 2021/22...

Technology is key driver behind increased compliance costs

44% of financial services firms are planning to invest more in 'RegTech' solutions in...

BoE confirms withdrawal of affordability test recommendation

The Bank of England's Financial Policy Committee has confirmed that it will withdraw its...

FCA tells lenders to offer cost of living support

The Financial Conduct Authority (FCA) is writing to over 3,500 lenders to remind them...

FCA fines guarantor lender and imposes redress conditions

TFS Loans Ltd has been fined £811,900 by the Financial Conduct Authority (FCA) in...

Over half of HNWIs have been scammed

53% of High Net Worth Individuals (HNWIs) admit they have been victims of a...

MorganAsh adds registration service to vulnerability resilience tool

Support services provider MorganAsh has integrated the Vulnerability Registration Service (VRS) with its own...

Interim chair starts at FCA

Richard Lloyd has become interim chair of the Financial Conduct Authority (FCA). He takes over...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Landbay adds 11 tracker products and cuts rates by up to 15bps

Landbay has expanded its buy-to-let tracker range with 11 new products and reduced rates...

Howden expands in North Wales with Wrexham office

Howden has opened its first commercial insurance office in Wrexham as the broker expands...

UK buyers reluctant to compromise despite affordability pressures

UK homebuyers remain committed to purchasing a property but are less willing than buyers...

Keystone trims buy-to-let fixed rates by up to 15bps

Keystone Property Finance has reduced pricing across a number of its buy-to-let mortgage ranges,...

PROFILES