Regulation

Strong February partnership for Enterprise and Together

Enterprise Finance and Together completed £4.3m in second charge transactions between them last month. For...

Legal & General updates MCD Matrix

Legal & General Mortgage Club has updated its Mortgage Credit Directive (MCD) Matrix to...

Brokers offered free phone call recording 

PhonesForBrokers has introduced a special offer so brokers can receive free call recording when they take...

MCD – a new dawn for secured loan lenders

Equifinance has just funded our first fully MCD-compliant loan. To get to this point...

FCA to investigate six life firms

The Financial Conduct Authority (FCA) has this morning published a report setting out its findings...

FCA to pilot general insurance scorecards

The Financial Conduct Authority (FCA) is to pilot the publication of general insurance ‘scorecards’...

Precise completes MCD-compliant secured loan

Precise Mortgages has completed its first Mortgage Credit Directive (MCD) compliant second charge loan. The...

Losses continue at RBS

The Royal Bank of Scotland Group (RBS) has reported a loss for 2015 of...

First Complete begins MCD training across UK

First Complete has started to carry out UK-wide training on the impact of the...

Affordability hit borrowers turning to bridging

86% of brokers surveyed saw an increase in bridging loan volume during the fourth...

Ferratum gains FCA authorisation

Short-term and payday loan provider Ferratum UK has been granted authorisation by the Financial Conduct Authority...

2016: Challenges, changes and opportunities for brokers

To quote a heavily used cliché from Alexander Graham Bell: “When one door closes,...

Regulator wants CCA stakeholder views

The Financial Conduct Authority (FCA) has launched a Call for Input on the review...

Freedom Finance offering three MCD broker options

Freedom Finance’s intermediary division has provided details its available options for intermediaries who will...

Latest POLL

COMMENT

Trump’s crazy tariffs could actually be good news for UK landlords

In an unexpected twist, Donald Trump’s return to the global stage with a fresh wave of tariffs could end up doing UK landlords a...

The business case for Artificial Intelligence

Artificial Intelligence (AI) has been part of the daily news agenda for a couple of years now and there are tremendous opportunities for the...

Rise of AI: from virtual assistants to strategic value

Artificial Intelligence is transforming industries. It’s streamlining operations, creating new possibilities. The shift is no longer theoretical, even in the mortgage industry; it’s now...

Imposter syndrome & anxiety: how nutrition and lifestyle can help

Have you ever felt like a fraud, despite your achievements? Like you don’t truly deserve your success, and at any moment, someone will find...

Don’t knock 100% mortgages – they’re viable and necessary

I’ve read a lot of commentary over the past few weeks on the return of 100% mortgages – most of it filled with doom-laden...

Latest news

West One reduces residential mortgage rates by up to 30bps and introduces £1,000 cashback remortgage product

Specialist lender West One Loans has implemented a series of rate reductions across its...

Household credit creeps up as lenders point to more optimism… but at a cost

British households are borrowing more – and lenders are increasingly willing to let them...

Newcastle cuts shared ownership rates by up to 55bps

Newcastle for Intermediaries has announced rate reductions of up to 55 basis point s...

Paragon Bank promotes Tim Sweetman to national account role

Paragon Bank has appointed Tim Sweetman as its new mortgages national account manager, marking...