Regulation

No systemic failure in enhanced annuity sales

The Financial Conduct Authority (FCA) has published the findings of its thematic review of...

FCA takes action against payday lender

The Financial Conduct Authority (FCA) has banned Andrew Barry Hart, the sole director, controller...

FCA outlines diversity and inclusion commitments

The Financial Conduct Authority (FCA) has published targets for the Women in Finance Charter. The...

Master brokers “should be fully CeMAP qualified”

Fluent for Advisers has argued that all master brokers and distributors providing second charge services to...

Aviva fined £8.2m over outsourcing failures

The Financial Conduct Authority (FCA) has fined Aviva Pension Trustees UK and Aviva Wrap...

MiFID II repercussions for financial advice?

LifeQuote has claimed that the recent announcement that MiFID will require all investment advice...

Call for clarification on advice remuneration

Following the Treasury consultation on redefining ‘advice’, Aegon wants the Financial Conduct Authority (FCA) to...

PRA outlines buy-to-let underwriting expectations

The Prudential Regulation Authority (PRA) has published its expectations of firms’ underwriting standards to...

New FCA measures on focus on culture

Six months on from the implementation of the Senior Managers and Certification Regime, the Financial...

Society of Mortgage Professionals to hold BTL roadshows

The Society of Mortgage Professionals has revealed plans to deliver a CPD event programme dedicated...

Warning sounded over limited company BTL tax liabilities

The audience at last week's Association of Short Term Lenders' (ASTL) annual conference heard tax adviser...

Payday lender in £34m customer redress action

Payday firm CFO Lending is to provide over £34 million of redress to more...

10% growth in seconds market predicted

Brokers expect the value of the second charge loans market to increase by 10%...

FCA signals Mortgage Market Study launch

The Financial Services Authority (FCA) is to formally launch its Mortgage Market Study towards the...

Latest POLL

COMMENT

Rachel Reeves rolls back mortgage rules: return to risk or reasonable reform?

Rachel Reeves is to roll back bureaucratic red tape introduced since the 2008 financial crash to allow people to borrow more for mortgages. Under the...

Gavin Opperman: Why teachers deserve a mortgage model of their own

As Chief Executive of Teachers Building Society, Gavin Opperman brings a distinctive global perspective and a deep personal mission to the helm of one...

Reeves’ reforms are a welcome boost but the housing market must modernise

Rachel Reeves’ announcement marks a clear shift in housing policy, with measures that could help thousands more first-time buyers onto the property ladder. Increasing lending...

What is the Protection Claims Charter – and how does it work?

The moment of truth for any insurance product is at point of claim. Insurers have been publishing claims statistics for almost two decades now, highlighting...

Affordability reforms, housing ambition and the uncomfortable PRS truth

Let’s be clear: the FCA’s recent Discussion Paper (DP25/2) isn’t necessarily about buy-to-let lending. At least, not directly. It’s framed as a review of how...

Latest news

Clydesdale Bank eases mortgage rules for foreign nationals

Clydesdale Bank has introduced a series of changes to their mortgage lending criteria, aimed...

The Coventry drops residential rates following stress test revision

Coventry for intermediaries has announced rate reductions across selected residential mortgage products, cutting rates...

Lenderhive launches to simplify access to green mortgages

A new digital mortgage brokerage, Lenderhive, has officially launched today, promising to simplify the...

Mortgage industry backing mental health charter with Thames trek

Professionals from across the mortgage and property finance industry will come together in September...