Regulation

FCA confirms help for those struggling with mortgage payments

The Financial Conduct Authority (FCA) has confirmed final mortgage guidance, setting out the ways...

MorganAsh adds Consumer Duty upgrades to MARS vulnerability tool

MorganAsh has announced new upgrades to its vulnerability tool for advisers as the industry...

42% of UK landlords ignorant about EPC changes

Over two fifths of UK landlords are still unaware of the upcoming changes to...

Vulnerability data could help resolve life cover challenges

A recent report by Swiss Re - Life Cover Payouts – under the microscope...

Communication and affordability leading Consumer Duty broker concerns

Smart Money People, the UK’s dedicated financial services review site, has stressed that mortgage...

Paradigm launches latest Consumer Duty guidance video

Paradigm has launched a new video providing an update for intermediaries on preparing for...

Amigo Loans avoids £73m FCA fine over affordability check failings

The Financial Conduct Authority (FCA) has publicly censured Amigo Loans for failing to conduct...

How technology can help firms meet Consumer Duty rules

With the deadline for implementing the Consumer Duty standards fast approaching, the FCA recently...

FCA to go ahead with debt packager referral fee ban

The Financial Conduct Authority (FCA) is to move forward with proposals to ban debt...

SmartSearch certified as a Great Place To Work

SmartSearch, a provider of digital compliance solutions, has been certified as a Great Place...

Al Rayan Bank fined by FCA for anti-money laundering failures

The FCA has fined Al Rayan Bank £4,023,600 for failing to put in place...

Rob Clifford to join Smaller Business Practitioner Panel

Stonebridge, the national mortgage and insurance network, has welcomed the appointment of Rob Clifford...

Consistent approach to vulnerability data called for

The FCA is starting to take action, with notices issued to firms needing more...

FCA to review FSCS compensation limits

The Financial Conduct Authority (FCA) has published the feedback it received to its call...

COMMENT

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

AI for brokers: the three lines you should never cross

Most AI advice aimed at advisers is either breathless hype or vague caution. Here is something you can actually act on: a practical way...

Hobson’s Choice: Which root canal treatment would you prefer, Sir?

Now that Andy Pandy from ‘oop norf’ is de facto the Prime Minister elect and will shortly be choosing the colour scheme of No...

Buy-to-let: reality versus a much-peddled narrative

Every few months, it seems, another report emerges suggesting buy-to-let no longer stacks up as an investment proposition. The headlines are often dramatic, the...

Latest news

Paragon Bank appoints business development manager for Scotland

Paragon Bank has appointed Holly Morrison as a Business Development Manager (BDM) for Scotland. Morrison...

GB Bank cuts rates across core BTL range

GB Bank has reduced rates across its Buy-to-Let (BTL) core range, with rates now...

Vision Money renews Stonebridge membership in long-term agreement

Vision Money has extended its relationship with Stonebridge after signing a new long-term agreement...

Gen H and Just Mortgages tool to help shared ownership borrowers move to full ownership

Just Mortgages and Gen H have introduced a new calculator designed to help shared...

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