Regulation

AMI positive about FCA’s Consumer Duty

The Association of Mortgage Intermediaries (AMI) has responded to the FCA's announcement on its...

FCA to introduce new overarching principle and rules for firms to follow

The Financial Conduct Authority (FCA) plans to bring in a new Consumer Duty, which...

New chair for FCA

The Treasury has announced the appointment of Ashley Alder as the new chair of...

FCA expands leadership team

The Financial Conduct Authority (FCA) has appointed six directors as it expands its headcount....

Mortgage market reviews can always benefit advisers

Boris Johnson’s recent announcement of a new ‘independent review of access to mortgage finance’...

Paradigm introduces hub to provide consumer duty support

Paradigm has launched a new Consumer Duty Support hub for all adviser firms which...

FOS reports rise in complaints about second charge mortgages

The Financial Ombudsman Service (FOS) has published its annual complaints data for the 2021/22...

Technology is key driver behind increased compliance costs

44% of financial services firms are planning to invest more in 'RegTech' solutions in...

BoE confirms withdrawal of affordability test recommendation

The Bank of England's Financial Policy Committee has confirmed that it will withdraw its...

FCA tells lenders to offer cost of living support

The Financial Conduct Authority (FCA) is writing to over 3,500 lenders to remind them...

FCA fines guarantor lender and imposes redress conditions

TFS Loans Ltd has been fined £811,900 by the Financial Conduct Authority (FCA) in...

Over half of HNWIs have been scammed

53% of High Net Worth Individuals (HNWIs) admit they have been victims of a...

MorganAsh adds registration service to vulnerability resilience tool

Support services provider MorganAsh has integrated the Vulnerability Registration Service (VRS) with its own...

Interim chair starts at FCA

Richard Lloyd has become interim chair of the Financial Conduct Authority (FCA). He takes over...

Latest POLL

COMMENT

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Latest news

HSBC to cut residential and buy-to-let mortgage rates

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...

Zephyr Homeloans cuts rates across core buy-to-let offering

Specialist buy-to-let mortgage provider Zephyr Homeloans has unveiled fresh rate reductions across its standard...

Roma Finance supports £3.35m Colchester industrial scheme

Roma Finance has provided £3.35 million to fund phase one of a 23-unit industrial...

L&G strengthens lender relationships with new strategic appointment

Legal & General’s Mortgage Services business has appointed Vicky Windsor as strategic relationship manager...

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