Regulation

FCA seeks to intervene to aid mortgage switching

The Financial Conduct Authority (FCA) says there is a case for intervening to help...

Most landlords expect government PRS intervention

70% of landlords expect there to be further government intervention in the private rental...

CMA to take action over leasehold mis-selling

The Competition and Markets Authority (CMA) says it has found "troubling" evidence of potential...

CGT changes to hit second homeowners and property investors

Law firm Collyer Bristow has warned that second homeowners and property investors are to...

Provident Financial subsidiary fined £2.77m over TCF failings

The Financial Conduct Authority (FCA) has imposed a fine of £2.77 million on car...

FCA appoints interim chief executive

The Treasury has appointed Christopher Woolard as interim chief executive. Woolard will take on the...

New anti-money laundering rules now in place

SmartSearch has reminded firms that they need to take action now as new rules...

First-tier Tribunal upholds decision to fine Hall and Hanley

The First-tier Tribunal has upheld a fine of £91,000 imposed on Hall and Hanley...

SMP issues SMCR guide for mortgage brokers

The Society of Mortgage Professionals (SMP) has produced a good practice guide in collaboration...

Blackwell: trade associations can stave off regulation

Former FCA mortgage manager, Lynda Blackwell, told last week's ASTL Annual Conference that trade...

Insurance CEO banned for salary switch concealment

The FCA and PRA have banned and fined Stuart Malcolm Forsyth, the former CEO...

Paradigm publishes SMCR schedule document

Paradigm Mortgage Services has launched a new free Senior Managers and Certification Regime (SMCR)...

Illegal loan scheme victims urged to come forward

The Financial Conduct Authority (FCA) has called on customers who took out a loan...

Act now to be ‘SMCR ready’

TMA has warned that advisers looking to ensure that their firm is compliant with...

Latest POLL

COMMENT

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just an option; it’s a necessity for unlocking value in today’s...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Latest news

Gen H launches affordability-focused mortgage scheme

Residential mortgage lender Gen H has announced the launch of New Build Boost, which...

Seven out of 10 homebuyers likely to miss stamp duty deadline

Seven out of 10 (71%) homebuyers with accepted offers expect to miss the 31st...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

UTB appoints BDM for the north and Scotland

Fran Arnold has joined the sales team at United Trust Bank Mortgages as business...