Regulation

FLA calls for overhaul of Financial Ombudsman Service

The Finance & Leasing Association (FLA) has urged a fundamental review of the Financial...

FCA reminds intermediaries of Consumer Duty responsibilities

The Financial Conduct Authority (FCA) has issued a stark reminder to mortgage intermediaries of...

Legalisation and tax not denting landlord confidence

Optimism among landlords is increasing moderately, despite the introduction of higher Capital Gains Tax...

Don’t expect substantial change to Consumer Duty

Those regulated firms who are banking on cuts to Consumer Duty are set for...

Regulatory reform: a boost for borrowers or a risky move?

Over the festive period, the government reached out to financial regulators, including the FCA,...

Landlords see possible benefit from Section 8 in Renters Rights Bill

Landlords believe that possession grounds proposed by the Renters Rights Bill make up for...

Tax and regulation driving landlord market exits

Changing regulations and taxes are by far the leading reasons cited by landlords intending...

Rental Reform Bill clears Commons sparking concerns over landlords and housing market impact

Reforms to renters’ rights took a significant step forward as MPs approved the Renters’...

Renters’ Rights Bill reforms spark concerns over impact on rental market and housing access

A coalition of property industry chief executives have issued a stark warning about the...

Rockstone Compliance partners with Acre

Rockstone Compliance is joining forces with Acre, the intermediary platform, to provide brokers with...

FCA apologises to defrauded peer-to-peer investors

The Financial Conduct Authority (FCA) is urging people who may have invested in fraudulent...

Scammers now impersonating the regulator

A survey of 200 professional credit managers has revealed that 81% admit their organisations...

GDPR is fake scapegoat for Consumer Duty failures

Businesses that are falsely blaming GDPR for non-compliance with Consumer Duty are risking severe...

Cyber security is a strategic imperative

You might well have seen the recent news of a major data breach within...

COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

FCA to join Bristol summit as later life lending sector weighs market study

The Financial Conduct Authority will join advisers, lenders and industry figures in Bristol next...

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for...

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and...

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

PROFILES