Regulation

Rents hit new highs despite rising supply in easing rental market

The average advertised rent outside London has climbed to a record £1,349 per calendar...

Advisers warned of regulatory risks over neglecting wills and LPAs in later life lending

Financial advisers could be falling short of regulatory expectations and endangering customer outcomes by...

MorganAsh enhances MARS to improve vulnerability tracking and meet Consumer Duty standards

MorganAsh has added new support-tracking features to its customer vulnerability management platform, MARS, as...

Inheritance Tax hits record £8.2bn as frozen thresholds push more families into the net

Inheritance tax (IHT) receipts have surged to a record-breaking £8.2 billion for the 2024/25...

Bankhall and PMS reveal new tech upgrades to boost adviser performance

Bankhall and PMS Mortgage Club, both part of Sesame Bankhall Group (SBG), have launched...

EXCLUSIVE: Irish fintech LendWell targets UK market with new AI platform

Dublin-based fintech LendWell is preparing to enter the UK mortgage market with its AI-native...

Call for ‘truthful rethink’ on housing affordability as experts criticise outdated metrics

A leading housing expert has criticised the industry’s approach to affordability, warning that outdated...

The Right Mortgage signs new regulatory trainer from MAB

The Right Mortgage & Protection Network has appointed a new regulatory trainer. Keith White (main...

Key urges FCA to widen advice reforms to include later life lending

The UK’s largest equity release adviser, Key Later Life Finance, has welcomed the Financial...

Yearly rental yields strengthen across England and Wales

The average rental yield across England and Wales now stands at 7.4% - an...

Propertymark calls for urgent stamp duty reform as threshold changes take effect

Propertymark has urged the UK Government to reform stamp duty thresholds to reflect current...

Santander cuts affordability rates following FCA guidance

Santander UK has become the first major lender to reduce its residential mortgage affordability...

Housing promises vs. reality: Will the Government deliver on 1.5 million new homes?

Next year will be 80 years since the New Towns Act (1946) was passed...

Appointed Representatives should share responsibility for regulatory compliance

The Financial Conduct Authority (FCA) has reaffirmed its support for the Appointed Representatives (AR)...

COMMENT

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

FCA to join Bristol summit as later life lending sector weighs market study

The Financial Conduct Authority will join advisers, lenders and industry figures in Bristol next...

Targeted deposit scheme could help one million first-time buyers onto housing ladder

A new government-backed deposit scheme could provide a route onto the housing ladder for...

Hodge raises holiday let lending limits with 80% LTV move

Hodge Bank has widened its holiday let criteria, increasing maximum loan-to-value to 80% and...

Family BS expands fixed rate range across core lending lines

Family Building Society has launched a refreshed range of fixed rate products spanning owner-occupier...

PROFILES