Regulation

MMR: FSA publishes final rules

The FSA has published the final rules stemming from its Mortgage Market Review (MMR). They...

MMR: no interest-only ban

The FSA is not to ban interest-only mortgages, having published its final rules of...

FSA cracks down on prohibited persons

The FSA has targeted those believed to be conducting unauthorised business and in particular...

OFT consults on suspending credit licences

The Office of Fair Trading (OFT) is consulting on how it proposes to use...

Multi-million pound fine for Bank of Scotland

The FSA has fined Bank of Scotland (BOS) £4.2 million for failures in their...

Government approves LIBOR review recommendations

The government has accepted the recommendations of Martin Wheatley's independent review of LIBOR in...

Perspective ready for RDR

Perspective Financial Group has completed its latest adviser conference and said it is prepared...

IMLA backs FCA’s draft Conduct Approach

The Intermediary Mortgage Lenders Association (IMLA) has welcomed the Financial Conduct Authority's (FCA) new...

‘Journey to the FCA’ roadmap published

The FSA has published the Journey to the FCA, a paper that sets out...

Openwork unveils adviser support programme

Openwork is introducing a number of initiatives designed to support mortgage advisers as they...

Government warned over property development plans

Legal expenses insurer DAS has warned that boundary disputes between neighbours could dramatically increase...

FSA sounds warning over commission ban

The FSA has written to the CEOs of 24 product provider and advisory firms,...

‘Licence bankers,’ parliament told

The chairman of the Financial Services Consumer Panel has called for the licensing of...

The benefits of Chartered status

While the upcoming implementation of RDR is likely to benefit clients in terms of...
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COMMENT

Comment

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

How advisers can find and secure powerful introducers to grow their business – Pt2

I hope you found my earlier article useful and enlightening and if so, please read on, as in this piece I complete the steps...

Latest news

News

Chancellor presses lenders to expand support for borrowers ahead of rate resets

The government has secured fresh commitments from major lenders to step up engagement with...
Building Societies

Suffolk BS tops £800m in mortgage assets after strong 2025 growth

Suffolk Building Society has passed £800m of mortgage assets for the first time after...
criteria

UTB eases mortgage and second charge processes with criteria changes

United Trust Bank (UTB) has introduced a series of service and criteria changes across...
News

Foundation returns with revised buy-to-let and residential mortgage range

Foundation has returned to the market with a revised product range across both buy-to-let...

PROFILES