Precise publishes bridging finance guide for mortgage brokers

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Precise has launched a guide to help brokers assess whether bridging finance could suit clients involved in time-sensitive property transactions.

The Bridge it. Everything you need to know about bridging finance resource examines the role of short-term funding across a range of lending scenarios.

Its publication comes as brokers operate in a more selective lending environment, with some clients seeking funding outside mainstream lending criteria.

Recent data from the Bridging & Development Lenders Association suggests that the market entered a more measured phase in the first quarter of 2026. Applications fell from £11.7 billion in the fourth quarter of 2025 to £9.9 billion, while completions declined from £2.5 billion to £1.8 billion.

The guide covers circumstances including buying a property before selling an existing one, auction purchases, refurbishment projects, changes of use and developer exits.

It also explains regulated and non-regulated lending, loan terms, interest options and exit strategies.

Precise said the guide drew on its experience of regulated and non-regulated bridging and examined the use of specialist lending where speed, flexibility and a clear exit strategy were important.

Alan Kimber (pictured), head of bridging at Precise, said: “Brokers are working with a growing range of client circumstances, many of which require a flexible and pragmatic approach to funding.

“Whether a client is looking to secure a property quickly, bridge a gap between transactions or unlock value from an existing asset, having access to the right specialist finance solution can make all the difference.

“Bridging finance has become an established part of the property finance market because it gives brokers the flexibility to support clients whose needs may not fit traditional lending criteria.

“We created this resource to help brokers understand where bridging could be an appropriate solution and give them the confidence to have more informed conversations with their clients.”

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