Policy

Housing promises vs. reality: Will the Government deliver on 1.5 million new homes?

Next year will be 80 years since the New Towns Act (1946) was passed...

Regulatory reform: a boost for borrowers or a risky move?

Over the festive period, the government reached out to financial regulators, including the FCA,...

Landlords abandon Labour over policies

A new survey has found that the majority of landlords who voted Labour in...

Six of the best: IMLA makes policy recommendations

The Intermediary Mortgage Lenders Association (IMLA) has published its latest report - Vital role...

Landlords largely unmoved despite “disappointing” Budget

A survey has found that the majority landlords did not see the recent Budget...

95% of property professionals doubt housing targets will be met

A new poll has found that almost all (95%) property professionals are sceptical that...

Hike set to add £2,500 to average Stamp Duty bill

The Stamp Duty hike which comes into force on 1 April 2025 could cost...

Top economist: Deter saving and encourage borrowing to grow the economy

UK banks have a whopping £300 billion more in savings that they do outstanding...

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COMMENT

Tuning into later life lending conversations

There are certain conversations in our profession that can genuinely change the course of a client’s life. Later life lending sits firmly in that...

Economic uncertainty weighing on business borrowers

Taken as a whole, Atom bank’s SME Pulse for Q2 shows the current robust health of demand in the commercial market. Around 95% of the...

Right of Light risks: a looming shadow over construction projects

Gone are the days when a Right of Light infringement could be swiftly dealt with by simply taking out an indemnity insurance policy. Specialists used...

Could a move to ‘enhanced advice’ also mean mandatory protection conversations?

The FCA’s recent Mortgage Market Discussion Paper (DP25/2) has got the industry talking about ‘enhanced advice’ – an idea that certain customers, such as...

Take off the rose-tinted glasses and stop chasing a rate cut

Every six weeks the financial world raises its eyebrows at the prospect of a rate cut, causing celebration when the Monetary Committee duly obliges. There...

Latest news

Lloyds ad banned over misleading £19.5bn housing claim

The Advertising Standards Authority (ASA) has ruled that a Lloyds Banking Group advertisement overstated...

Reeves mulls Capital Gains Tax on high-value homes as Treasury seeks £40bn

Chancellor Rachel Reeves is considering ending the capital gains tax (CGT) exemption on high-value...

Landbay unveils new free valuation options and cuts rates on two-year fixes

Buy-to-let lender Landbay has expanded its Summer Special range with the launch of four...

Commuter hotspots offer affordability lifeline as office returns pick up

With more employees heading back into the office commuting is once again shaping homebuying...