Policy

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era...

Chancellor urged to build buffer to avoid “doom-loop”

The Chancellor must use this month’s Autumn Budget to build a minimum £30 billion...

Mansion tax plans resurface as Prime London prices slide

Thirteen years since the Liberal Democrats first proposed a Mansion Tax on properties over...

Chris Williams on being the architect of connection

For most of the last decade Chris Williams has been dissecting the machinery of...

CHL Mortgages to host post-Budget analysis webinar for brokers

Brokers seeking clarity on the government’s Autumn Budget will have the chance to hear...

Budget via the rumour mill creates no bread for anyone

We are now less than a month away from the Autumn Budget, and yet...

IMLA warns tax proposal could wipe out profits for higher-rate landlords

The Intermediary Mortgage Lenders Association (IMLA) has cautioned that extending National Insurance to landlords’...

Equity Release Council bolsters board with Barr hire

The Equity Release Council has appointed Caroline Barr as an independent non-executive director as...

British Business Bank given new five-year mandate to boost UK growth

The British Business Bank has pledged to deliver a “step change” in finance for...

NI exemption could spark ‘silver surge’ in buy-to-let investment

Older landlords could soon become the unexpected winners of forthcoming tax changes, as proposals...

Advisers report surge in client anxiety ahead of Budget

Financial advisers are reporting a sharp rise in client anxiety amid widespread speculation over...

FCA calls on banks to ‘break the spell’ of romance scams

Banks and payment firms must do more to identify and intervene in cases of...

Housing market stalls as buyers await Autumn Budget clarity

Uncertainty surrounding the government’s forthcoming Autumn Budget has prompted a slowdown in housing market...

Voters favour green belt protection over stamp duty cuts

Public confidence in the Government’s handling of the housing crisis has fallen sharply, with...

COMMENT

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Latest news

Gilt turmoil puts fresh pressure on mortgage rates

Rising government borrowing costs are putting renewed upward pressure on UK mortgage rates as...

UK needs first primary surplus in 25 years, warns NIESR

The UK needs to run its first primary budget surplus in 25 years if...

Gatehouse launches fee-free refinance products

Gatehouse Bank has launched a range of limited-edition refinance products for UK residents with...

Bank of England turns to AI and real-time mortgage data

The Bank of England is using artificial intelligence and real-time financial data, including information...

PROFILES