Opinions & blogs

No heat in the housing market

The latest figures from HMRC on UK property transactions do not make for particularly...

How can technology be used to meet rising demand for equity release?

The equity release market has experienced huge levels of growth in the last few...

High hopes and great confidence for the second half of the year

Without much fanfare we have crept into the second half of 2018 already –...

We need greater rate certainty for all

When Mark Carney became Governor of the Bank of England five years ago in...

Spending time on the holiday spending

As we approach the school summer holiday period it seems a very good time...

Consumers need your conveyancing advice

In this day and age, especially in the mortgage and housing markets, I believe...

Picking the perfect policy

There are currently more than 1.8 million private landlords operating in the UK. Being...

Expect further market growth in new build

Historically speaking, the words new build have been somewhat divisive within both consumer and...

Change is inevitable for first time buyers

The mortgage/housing market can seem a particularly daunting one for anyone, regardless of their...

Interim Report: reasons to be fearful

The whole industry, myself included, has now had some further time to digest the...

Why include second charge in your capital raising deliberations

If your reaction to the above is ‘why should I?’ then I won’t take...

“Excuse me, I am here”

Recently an elderly lady told me of a visit to see a doctor at...

Why your conveyancing advice matters

I think it’s fair to say that when it comes to clients and their...

Making the most of the ‘new normal’

For a sector that has been through a significant amount of change over the...
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COMMENT

Comment

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

News

First-time buyer squeeze deepens as mortgage rates climb

First-time buyers with small deposits face mounting pressure as average mortgage rates rise and...
House prices

Mortgage costs push sales 9% lower

Higher mortgage rates have contributed to a sharper-than-usual summer housing slowdown, with sales agreed...
Appointments

Access FS appoints Alan Baldwin as compliance director

Access Financial Services has appointed Alan Baldwin as director of compliance as it expands...
estate agents

Skipton loses former Connells chief’s discrimination case

Skipton Group Holdings and Connells have lost an employment tribunal case brought by former...

PROFILES