Opinions & blogs

Landlords – a target for 2015

It seems there is no slowing of the growth in the residential private rental...

Brokers should offer a more holistic retirement advice service

It would appear that Chancellor George Osborne has spent the last couple of years...

The first of a double hit on wealthier home owners?

Noel Meredith, executive director of United Trust Bank, comments on changes to the Stamp...

Preparing to weather the storm

The winter of 2013/14 turned out to be pretty mild but as we all...

You need to get involved in the conveyancing process

We’re all acutely aware that the process of purchasing a home can be either...

Time to act in the spirit of MMR

There have been some whisperings around the mortgage market that a number of lenders...

BTL is only going in one direction

To be described as an ‘industry giant’ is somewhat disconcerting but that was the...

What’s in store for next year?

With Christmas and the New Year fast approaching, planning for 2015 must now be...

A landlord’s nightmare

A story to send a shiver of fear down any landlord’s spine caught my...

UK commercial property market is attracting global interest

UK commercial property's attractive yield profile and steady returns continue to attract a broad...

Reasons to be positive about 2015

Done your Christmas shopping yet? No, me neither! But the first hints from loved...

Equity release advisers: take note of FOS

Any adviser active in the equity release market would do well to spend some...

Unlock a world of opportunity

With the strong pound boosting buyers’ purchasing power, opportunities in the overseas mortgage market...

The Insurance Bill – will it impact you?

Following a second reading in the House of Lords in the summer, it looks...

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Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just an option; it’s a necessity for unlocking value in today’s...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Latest news

Gen H launches affordability-focused mortgage scheme

Residential mortgage lender Gen H has announced the launch of New Build Boost, which...

Seven out of 10 homebuyers likely to miss stamp duty deadline

Seven out of 10 (71%) homebuyers with accepted offers expect to miss the 31st...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

UTB appoints BDM for the north and Scotland

Fran Arnold has joined the sales team at United Trust Bank Mortgages as business...