Opinions & blogs

IPT: the end of the inexorable rise?

How many of you have had to have difficult conversations with your clients when...

What does the second half of the year have in store?

The CML’s statistics on individual lenders’ activity levels for the previous year always make...

Good news comes in twos

There have been two sets of data which have been released by the FLA....

Last chance summer saloon for remortgage clients?

Amidst all the political ramifications post-General Election it seems rather wise to keep a...

The election result and its later life implications

So, where to start with the General Election and what it means for the...

Lending markets to hold up despite uncertainty

It was impossible not to be caught up in the General Election campaign –...

A question of trust

Like many others, I breathed a sigh of relief after the government’s re-think on...

The political landscape is going to be changed

So, we have just days to go before this General Election campaign is over....

Expect more intervention after the election

At the time of writing, there is plenty of activity on social media about...

Don’t take a knife to a gunfight

The secured loan sector has transformed itself and thanks to MCD can hold its...

Know your APRCs from your ABCs

You taught your children their ABCs, but how much do you know about your...

The dampening effect of election campaigns

We are only days into a General Election campaign and already you get the...

The low hanging fruit

Robert Sinclair, chief executive of the Association of Mortgage Intermediaries, told the audience at...

Why the election spells more housing market uncertainty

There really is only one place to start and that’s of course Theresa May’s...

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COMMENT

FS25/6 and the execution-only irony brokers can’t ignore

Reading FCA FS25/6, it is difficult not to notice an uncomfortable irony in the regulator’s conclusions around execution-only sales. The paper rightly raises concerns about...

Less Autumn Budget and more Autumn Bodgit

After months of fevered speculation before the Budget residential property transactions juddered to a halt. I always suspected that as ‘confidence arrives on foot and...

What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

Latest news

IMLA backs FCA roadmap on mortgage rule review

The Intermediary Mortgage Lenders Association (IMLA) has described the Financial Conduct Authority’s (FCA’s) Feedback...

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...

AdviceTech ‘giants’ join AdviserSoftware.com AI comparison service

Three of the UK’s most widely used adviser technology systems – Dynamic Planner, FE...

Somo cuts bridging rates after Bank of England move

Somo has moved quickly to cut rates across its bridging range following the Bank...

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