Opinions & blogs

Don’t ignore SME clients

There are some 5.2 million small businesses in the UK according to the Federation...

Helping with the ‘what next?’

Anyone who has bought a house for the first time, or even on subsequent...

Void periods: important to all buy-to-let investors

The buy-to-let market is continuing to boom thanks to a number of factors contributing to...

Knowledge is a wonderful thing

No mortgage broker is ever going to know about every type of mortgage available...

Advisers have a post-MMR opportunity

The London FSE shows always bring up an interesting number of industry issues to...

Landlords are firmly in the political spotlight

The English language is ever-changing and to signify that we only have to look...

Amazing spaces

The impact of stricter lending criteria combined with people buying their first homes later...

What is reasonable care?

I recently read a consumer complaint in one of the national newspapers that highlighted...

The only game in town?

Anyone working within the equity release sector has always understood the strong underlying demand...

Sorting the conveyancing wheat from the chaff

When it comes to conveyancing there are certain fundamentals that will be craved by...

Helping a client out of a hole

Sometimes, a mortgage application that appears to be on-track for a quick and trouble-free...

Rate rise on the horizon

The news that Britain’s inflation rate turned positive in July has added further fuel...

Pension freedoms haven’t hit equity release

There were many commentators who suggested the new pension freedoms would sound the death...

When you want to sell up

‘It’s not where you start, it’s where you finish...’ goes the song however I...

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Navigating a changing buy-to-let landscape in 2025

The buy-to-let market has long been a cornerstone of the UK property sector, but recent trends and upcoming policy changes are reshaping the landscape. For...

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just an option; it’s a necessity for unlocking value in today’s...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Latest news

L&C Mortgages appoints Sidney Wager as managing director

L&C Mortgages has confirmed that Sidney Wager is to join the business as managing...

No surprises from Monetary Policy Committee meeting

The Bank of England has announced that the Bank Rate will remain at 4.5%. The...

Gatehouse Bank added to Mortgage Brain sourcing platforms

Mortgage Brain has added Shariah-compliant ethical bank, Gatehouse Bank, to its Sourcing Brain and...

InterBay makes key sales appointments

Commercial lender InterBay, part of OSB Group, has bolstered its broker support with the...