Opinions & blogs

Energy performance will grow in importance

So-called ‘Green mortgages’ appear to be growing in number each week as lenders attempt...

Advice is non-negotiable for first-time buyers

Getting into a first home has perhaps never been so difficult, ironically at a...

What a difference a year makes

12 months ago as we emerged from the first lockdown, housing/mortgage/property stakeholders who were...

Picking the right partner crucial for advisers working with FTBs

Mortgage advisers will have no doubt seen renewed interest from first-time buyers of late. The...

PI, DAs and the rising costs conundrum

When assembling and delivering a comprehensive network offering its vital to tap into areas...

Opening our arms to a new banking approach

The UK is widely recognised as a leader in Open Banking. This is largely...

The Bank Rate could rise sooner than expected

Remember when the Bank of England’s MPC BBR decisions were so widely anticipated and...

Credit limit reduction prompts debt consolidation conversation

You may have seen the news recently that Barclaycard has cut the credit limits...

How long will you live?

You have to be very careful how data is presented. I recently saw a social...

How to get the most from your BDM

Business development managers (BDM) are an integral part of the mortgage market, acting as...

Yields are going in the right direction

The quest for yield amongst landlord participants in the private rental sector is perhaps...

Firms need to get their vulnerable customer policies in order

Years ago, the notion and determination of who might be a ‘vulnerable customer’ would...

Government intervention in high LTV market – timely and necessary?

Government intervention in the mortgage market is always going to have its critics. After...

Cutting the cost of collapsed house purchases for clients

The property market is in extraordinary shape. The latest data from HM Revenue &...

COMMENT

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Latest news

Skipton to cut residential rates and revive three-year fixes

Skipton Building Society is cutting rates across parts of its residential mortgage range from...

The Leek lowers mortgage rates across residential and specialist products

Leek Building Society is cutting mortgage rates across parts of its residential, shared ownership,...

Fleet Mortgages adds two-year tracker products to buy-to-let range

Fleet Mortgages has launched three new two-year tracker mortgages at 75% loan-to-value across its...

Norton Home Loans provides remortgage on PRC home in Southampton

Norton Home Loans has completed a £218,000 remortgage for joint applicants in Southampton, allowing...

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