Opinions & blogs

Climate change and the need to improve EPC ratings

The UK was the first country to set an ambitious target to bring all...

The current mortgage market remains robust

On the back of an exciting start to the new football season, it’s time...

Are strides being made in the green mortgage market?

Back in October 2018 we introduced the Barclays Green Home Mortgage. As the first...

Networks choosing AR firms, as much as vice versa

For appointed representative (AR) firms, choosing the right network is perhaps the most important...

A little change can make a big difference to your GI sales

If you already sell mortgages or provide advice on investments, you may feel confident that you...

Here’s to the next 20 years of equity release

More than £32.6 billion of property wealth was released via 557,000 plans over the...

De-mystifying offset mortgages: part 2

In the second article in his two-part series, Jonathan Stinton, head of intermediary relationships...

Retirement can be taxing

Many headlines concentrate on the gross return various investments yield. Yet when income is...

The future of the holiday lets market

The pandemic has had a lot of consequences, from accelerating our use of technology,...

Reports of death of city centre living are greatly exaggerated

Not so long ago, I was asked to provide comment on what I thought...

We need to focus on holistic advice

When you read a headline which says, ‘Six out of 10 homeowners aged over...

Why the GI conversation is more important than ever

This is a sensitive subject in light of the pandemics impact on many people’s...

High LTVs are needed for the long-term

I am writing this on the so-called ‘Freedom Day’ – in England at least...

The consumer benefit of having someone to blame

There is plenty to be positive about in the world of mortgage advice, and...
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COMMENT

Comment

Beyond the Robo-Adviser: why the future of mortgages is ‘Human Plus’

The fintech industry is obsessing over a binary choice: the traditional human broker or the fully automated 'robo-adviser'. But as we navigate the complexities...

Ceasefire boosts sentiment more than mortgage market

What goes up must come down, but for mortgage rates the drop will be notably more gradual than the sharp increase triggered by the...

A surge today, but what comes next for advisers and conveyancing?

March has provided a very clear example of how quickly this market can move when lenders feel the need to take action, with widespread...

Technology adapts so you don’t have to

20 years ago, many brokerages looked and operated in very similar ways. Typically small, local business, many firms focused solely on standard residential mortgage...

Rental barometer shows strength, but March changes the tone

Looking at our recently published Q1 2026 Rental Barometer data in isolation, there is clearly a strong and positive story to tell. Average rental...

Latest news

Building Societies

Skipton to cut residential rates and revive three-year fixes

Skipton Building Society is cutting rates across parts of its residential mortgage range from...
Building Societies

The Leek lowers mortgage rates across residential and specialist products

Leek Building Society is cutting mortgage rates across parts of its residential, shared ownership,...
Buy-to-let

Fleet Mortgages adds two-year tracker products to buy-to-let range

Fleet Mortgages has launched three new two-year tracker mortgages at 75% loan-to-value across its...
Case Studies

Norton Home Loans provides remortgage on PRC home in Southampton

Norton Home Loans has completed a £218,000 remortgage for joint applicants in Southampton, allowing...

PROFILES