Opinions & blogs

Why property surveys should matter to brokers

It’s understandable why many borrowers prefer to stick simply to the mortgage lender’s valuation....

Push positive first-time buyer messages out there

Prospective first-time buyers might look at the current housing market situation and wonder if...

Green is the colour – but who pays?

The government’s recent proposals on how it intends to encourage ‘green’ home improvements amongst...

When it comes to managing debt, Income Protection can make all the difference

Last year, the average UK resident had approximately £6,757 in financial savings, a concerning...

A business development meeting of minds can set the plan for great things

2021 has been a year – especially for mortgage advisers – during which I...

Automation won’t cut out the adviser

Automation is a growing trend within the insurance industry and some advisers might feel...

The employed vs self-employed adviser conundrum

I recently stumbled across a bit of a saga/debate/discussion/part-soap opera around self-employment within the...

Time to define ‘niche’?

In days of old, the word niche was a catch-all way of describing anything...

We need more competition in 95% LTV marketplace

With the stamp duty holiday now over in England and a sense of normality...

Gain a full understanding of the second charge sphere

It’s no secret how hard it currently is to secure the services of a...

Deposit Unlock will help low deposit borrowers buy a new build home

A new private sector initiative to help people buy a new build home with...

The innovation incentive: what’s in store for advisers in 2022?

Necessity is the mother of invention, as the saying goes, and this has certainly...

The self-employed shouldn’t be second-class mortgage borrowers

The end of the government’s furlough scheme marks another step towards a pre-pandemic normality...

Driving standards in the private rented sector

Buy-to-let is a divisive subject. Mention the term round the dinner party table and...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...