Opinions & blogs

A case of history repeating?

There could be a tendency - after what was clearly a very good year...

Time for data

We are all familiar with how well data and machine learning can predict what...

Can we wait until 2030 for ‘levelling up’ results?

In Prime Minister’s Questions last week, the Prime Minister himself suggested Michael Gove’s Levelling...

Portfolio mortgages may offer answer in big year for remortgages

As expected, this week the Bank of England announced another increase to base rate....

Act now to help landlord clients combat potential BTL rate rise

In line with the expectation of many economists, the Bank of England has just...

How wellbeing services can benefit the protection conversation

Within our industry, there’s a familiar saying that ‘protection isn’t bought, it’s sold’. And...

Helping commercial property be (re)fit for purpose

The high street is changing. Gone are the days where the adage ‘build it...

No call for BTL doom and gloom

How has 2022 begun for you? There, of course, is always a sense of...

Cost of business inflation can be addressed

Understandably, there is a lot of consternation about the cost of living increases we’ve...

Speedy remortgages can rival product transfers for clients on a deadline

The new year is generally seen as a time for a fresh start, and...

Unleashing the power of cashflow planning

Cashflow modelling is widely accepted as an essential part of the retirement planning process....

Understanding and demonstrating value

There are a huge number of ways in which a broker can demonstrate their...

Technology can improve equity release advice, lending and underwriting

Firstly, may I wish you all a very Happy New Year and welcome to...

Is purchase activity really going to fall in 2022?

2022 and 2023 lending predictions were boosted recently by IMLA’s foray into this space...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...