Opinions & blogs

Local knowledge crucial to delivering for brokers across the country

One particularly encouraging aspect to the market at the moment is the appetite to...

Paying off debt with a second charge mortgage

The rate of UK inflation fell to its lowest level in two and a...

Why landlords need specialist solutions

Supply and demand is a constant topic of conversation within the wider UK housing...

Identifying the three most common approaches to surveys

According to recent data from Rightmove, Thursday 28 March signified the biggest day for...

Top questions asked by brokers on mortgage fraud

Kirsty Jefferies, financial crime manager, intermediary and solicitor panel, Coventry for intermediaries, and Andrew...

Purchase market improvement could make all the difference in 2024

Slowly but surely, the clouds do appear to be breaking up when it comes...

What could move the ‘landlord activity’ dial?

Importantly, as we move through the Spring months, there are plenty of positive indications...

The adviser must take a pivotal role in the conveyancing process

When it comes to the home buying and selling process, I wonder how consumers...

Improving commercial mortgage accessibility

The expertise and support required by a variety of borrowers has amplified over the...

Buyers who opt out of a professional survey are left open to hidden costs

While stepping onto the property ladder for the first time marks a major milestone...

Why reading beyond the headlines is crucial for 100% mortgages

Rumours that Chancellor Jeremy Hunt planned to introduce a 99% LTV mortgage designed to...

A missed opportunity and 2024 property market expectations

It's been evident over the past 12 to 18 months that first-time buyers have...

Make the most of the market chatter

As always, the inflation figures followed by the MPC meeting and its resultant Bank...

The rise and rise of the mixed-use mortgage

Diversification has always been a key word for any successful business operating across the...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Foundation backs complex Oxfordshire holiday-let purchase

Foundation has provided a £153,700 mortgage for an experienced landlord buying a newly developed...

Openwork adds Perenna and West One to mortgage panel

The Openwork Partnership has added Perenna and West One to its mortgage lending panel,...

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher...

TML and Bluestone cut selected residential mortgage rates

The Mortgage Lender and Bluestone Mortgages have reduced selected residential mortgage rates by up...

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