Opinions & blogs

Building trust when it comes to protection claims

When it comes to protection insurance, the independent advice community could well be called...

Preparing for an EPC policy reversal

The new Labour government has begun outlining its commitment to improving the energy efficiency...

Recruiting the FCA way

For advisers looking to expand their business, choosing the right people to join the...

Meeting ‘modern’ borrowing needs

The complexities associated with assessing variable incomes from self-employment and/or multiple revenue streams have...

The rising value of the semi-commercial sector

There’s always a huge amount of talk around the ‘next big thing’ in any...

Helping the increasing number of people with credit issues

People’s personal finances have taken a battering in recent years, thanks to Covid and...

Election 2024: understanding each party’s housing policies

It’s very hard to view anything at the moment without looking at it via...

Charting the right course on protection advice

To say that having a strong protection proposition, or an arrangement where you refer...

The cost of aborted UK property transactions: implications for mortgage advisers

In the dynamic landscape of the UK property market, mortgage advisers play a pivotal...

The positive impact of self-build

There are plenty of people out there with aspirations of building their own home...

Helping advisers build their businesses – a personal and holistic approach

Mortgage and protection advisers came together for a day of learning and networking at...

Credit scoring vs credit checking in a tougher market

Understanding the fundamental differences between a credit score and a credit check and how...

BBR hold decision shouldn’t take away from positive outlook

After this month’s MPC meeting and the decision to hold Bank Base Rate (BBR)...

Do MPs really understand the current market environment?

It was intriguing to watch the recent verbal evidence session of the Levelling Up,...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Foundation backs complex Oxfordshire holiday-let purchase

Foundation has provided a £153,700 mortgage for an experienced landlord buying a newly developed...

Openwork adds Perenna and West One to mortgage panel

The Openwork Partnership has added Perenna and West One to its mortgage lending panel,...

Bank of England holds rate at 3.75% as energy risks cloud outlook

The Bank of England has kept Bank Rate at 3.75% amid concern that higher...

TML and Bluestone cut selected residential mortgage rates

The Mortgage Lender and Bluestone Mortgages have reduced selected residential mortgage rates by up...

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